Alex P.
Over $40,000 in Credit-Card Debt After…
Over $40,000 in Credit-Card Debt After Life Surge / SurgeU Real Estate Training My experience began at a Life Surge conference, where I paid $97 to attend the three-day Trade Surge and Real Estate Surge classes. What started as an exciting opportunity to learn about investing ultimately led to me purchasing approximately $41,333 in real estate education in late May 2026. Life Surge introduced me to Copper Rock Financial during the event, and I opened multiple credit cards in my name to finance the program. I was led to believe I could begin generating income and recover the cost of the education relatively quickly. Since enrolling, I have participated in portions of the training alongside my business partners and genuinely attempted to put what I’ve learned into practice. Unfortunately, I’ve discovered that many of the strategies require substantially more money, resources, and legal knowledge than I initially understood. One example is real estate wholesaling, which involves varying state regulations and, depending on the activities involved, may require a real estate license. These are significant considerations that I don’t believe were adequately explained before I made such a large financial commitment. I am now personally responsible for more than $40,000 in credit-card debt, with promotional 0% interest periods that will eventually expire. Instead of building financial freedom, I’m experiencing overwhelming financial stress and struggling with the financial burden of this purchase. What concerns me most is that I was encouraged to take on significant debt to learn how to make money, only to discover that I would need to invest even more money to realistically implement many of the strategies being taught. I did not purchase this education with the intention of requesting a refund. I genuinely believed in the opportunity and have made an effort to use the training. However, the financial reality has been very different from what I was led to expect. Since purchasing the program, I’ve discovered numerous consumer complaints describing similar concerns about high-pressure sales tactics, expensive educational packages, and credit-card financing. I have also seen Life Surge publicly approve refunds for customers outside its standard cancellation period. I am requesting a full refund of approximately $41,333 to the original credit cards in my name. I am not interested in a downgrade, educational credits, or another program. I simply want the opportunity to move forward without the overwhelming financial burden this experience has created. I sincerely hope Life Surge will review my circumstances and extend the same consideration it has provided to other customers who have received refunds outside the normal cancellation window.



