LevelUp FundingReviews of levelupfunding.com

4.3577 reviews
Banking & Money
P.O. Box 244, Ft. Thompson, South Dakota

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LevelUp Funding

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About LevelUp Funding

Level Up Funding is an online lender with a focus on customer satisfaction. We offer installment loans up to $3,500 to eligible customers, even those with less than perfect credit scores. Repayment terms are up to 10 months. Advantages include free Same Day Funding on business days,* 24/7/365 customer service, and a loyalty rewards program, Level Up Rewards. Level Up Funding is owned and operated by the Crow Creek Sioux Tribe, a federally-recognized sovereign American Indian Tribe.*See the Level Up Funding website for details.

LevelUp Funding (levelupfunding.com) has 577 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: levelupfunding.com
Website: levelupfunding.com
Category: Banking & Money
Location: Ft. Thompson, South Dakota
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 100% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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About LevelUp Funding

LevelUp Funding (levelupfunding.com) has 577 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.

Also known as: levelupfunding.com
Website: levelupfunding.com
Category: Banking & Money
Location: Ft. Thompson, South Dakota
Listed on Five Star Index: 2026

rob

Oct 2, 2025

Deceitful, predatory lending

I wish I could give this multiple negative stars. Representative on the phone completely misinformed me about the APR. Told me 12% for the loan and I said great, that’s better than a 30% cash advance from my credit card. She agreed with me and led me to the next steps. I also audio recorded everything. It’s 600+%. If you don’t pay it by next week you’re f*cked. I called on a Friday and got paid Monday. So unless it’s during the week, don’t ask for a same day payment. They say they don’t sell your information to 3rd parties. After my application on their website, I received tons of spam. I’ve applied for car insurance quotes on a third party site which spammed me, but this was worse. My loan will be paid off this weekend, so I only lost $3.66. If I had waited, it would’ve been $4,000+ in debt. Predatory lending service. Stay away! Get a cash advance from a credit card before using this service.

Response from LevelUp FundingOct 3, 2025

Hi Rob, Thank you for sharing your feedback. We’re sorry to hear that you were disappointed with your personal installment loan experience. We understand your concerns about rates and want to reassure you that Level Up Funding operates in full compliance with applicable federal and tribal lending laws and regulations. Transparency is very important to us. All loan terms—including the Annual Percentage Rate (APR), payment schedule, finance charges, and total repayment amount—are clearly outlined in the loan agreement provided before acceptance. We also want to remind you of the flexible repayment options available: Early Payoff – You may pay off your loan at any time without penalty, which can significantly reduce your total interest. Additional Principal Payments – You can make extra payments toward your principal balance to shorten the loan term and save on interest. If you have any questions or need assistance in the future, don’t hesitate to reach out to us anytime at [email protected] or call us at 833-715-1813. Best regards, The Level Up Funding Team