LendingUSAReviews of lendingusa.com

I called to ask why I was being charged 30% interest when I had been told there was no interest for the first year. After giving my information and answered the customer service questions I was informed he wouldn't give me any information except to the person that had the loan. I said I am that person and he repeated his statement. I then said do you mean that I don't have a loan with you? He repeated his statement. I then was starting to lose it and said this is B.S. just tell me if I do or do not have a loan with you and he hung up. I could tell that he was brand new, definitely not sure what he was doing at first but this was weird even for a newbie.

I will never use this company again. They promised an interest free loan for a certain time, if I did direct deposit. Which I did. Then they found a way to screw me out of that by messing up may payments. After that I tryed to catch up and was never able to. I am done with them. Just paid them off and I will never do buisness with them again. If I can't pay for something up front. I will rather not get it. Just done. Consider this option yourself before doing business with this company.

I will NEVER deal with this company… I will NEVER deal with this company again. They charge an 8% origination fee and that's added to the loan. Also, I didn’t get my first statement until it was 30 days late, and they said because it’s late, I lose the 6 month interest free promotion. I called and spoke to the agent and was told, “ i’m sorry I can’t do anything cause you were late”. A total scam. STAY AWAY FROM LENDING USA. Go anywhere else but not here. Reply from LendingUSA 3 hours ago Hi Ed, Thank you for providing your feedback and letting us know about this issue. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with us on (800) 994-6177 and we'd be happy to help you out. It’s too late to remedy it now. You had the chance to speak to me when I complained, but your crooked company does not respond when it makes a difference until you get a negative comment or review. I have no intention of speaking to you crooks ever again and I am putting reviews on every social media site I can. POOR POOR POOR COMPANY!!!!

Very hard to pay off your note. They want you to fail so you would have to pay 30% interest. I paid $10,000 off in 3 months and it took 6 hours on the phone to get a conformation that the note had a ZERO balance. I have a 750 credit score and they don't want you to pay it off.

I applied for this Credit because I was told there was no Interest for the first 6 Months, and I said well 6 month would give me time to pay the full amount, well It's not like that, I'm already getting charged Interest Charges for the First two months of my application, Just spoke with a representative and he told me that there is Interest Charges applied each month but if you pay the full amount before the due date of the 6 month date you will not receive interest charges. Stay away from this company unless you want to be drowned in Interest Charges, they don't tell you that there are Interest Charges for the first 6 months, the whole "no interest for 6 month" is a lie, instead of helping they don't.

Worst lending experience I’ve ever had. Beware!!! Gustavo, a supervisor btw, sounds like he’s eating twinkies while talking at the same time!!!! This company will not do ANYTHING to work with good paying clients. LendingUSA is a scam!!!! My account is LCU-2204361, you should have my contact info.

Well here is one for you, I NEVER AGREED TO USE LENDINGUSA OR EVEN KNEW MY INFORMATION WAS SENT TO THEM. Yet they are have caused my credit score to go from EXCELENT to fair. I went to Cunning Dental Desara took some credit information, at that time I had not even decided I would have dental work done. She never even mention how much I would have to pay or even interest rates so I never knew or thought she had sent any information to a company I knew nothing about nor had any intent on using because I already knew if I had work done exactly how I was going to pay. About a month later I received a bill from leandingusa and late charges. I told them I did not owe them any money and not only did I not owe them but my bill with cunning dental was PAID IN FULL. That has not stopped them from calling sending bills with more interest rate and now a failing credit score. I told Cunning dental about this and spoke to Pearl a supervisor at cunning dental. Her and Desara assured me my credit would not be affected and it was all taking care of. Well I found out today that was not true either. So if someone tells you they are going to use leandingusa for financing RUN. This is the reason I ALWAYS CHECK OUT leading companies banks etc. If I am going to use credit. This is also why I KNOW I DID NOT AUTHORIZE USING THIS COMPANY BECAUSE AS I SAID I HAD ALREADY MADE ARRANGEMENTS OF HOW I WAS GOING TO PAY IF I DECIDED TO HAVE WORK DONE BEFORE I WENT TO DENTIST. Plus Desara of cunning dental says al this could have been avoided had I just went on and paid leandingusa. How is that for doing business.

Got a loan with this company, but it's the worst decision I could ever made in my life,I send my payments month to month but I always keep receiving emails from them that I need to make a payment and i don’t know whatelse to do they’re ruining my credit,