Larry H.
Quickly received the loan no long drawn…
Quickly received the loan no long drawn out hassles.
Response from LendingCreativeJul 26, 2026
Thanks for choosing LendingCreative and sharing your experience!

LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!
LendingCreative (lendingcreative.com) has 406 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Larry H.
Quickly received the loan no long drawn out hassles.
Response from LendingCreativeJul 26, 2026
Thanks for choosing LendingCreative and sharing your experience!
SHANNON S.
That they had my payments messed up and now i have to pay more/
Response from LendingCreativeJul 26, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Mardis H.
They took 225.00 out of account. I payed them off 5/4/2026. 5/13/2026 they took the 225.00. These are crooks
Response from LendingCreativeMay 24, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Terence D.
They are good what They do
Response from LendingCreativeMay 10, 2026
Thanks so much for your kind words! We're happy to hear everything went smoothly
Mel
I'm not sure why they have such a high review. Customer service is very shoddy, terrible. The payday that they choose seems to always land the day or two before my actual pay date so of course there are fees for late pay and although they say they can change it, there is still a late fee. AND the service rep even admitted that! Aside from the rudeness and the tactics, this company should not be on trust pilot. Are the customers getting a kickback? A day of free interest or a late pay waived for a good review like the self storage companies?
Response from LendingCreativeMay 3, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Norman T.
I was approved for a loan, but the interest was 722% and instead of paying monthly, they want you to make a payment on every payday, starting with my next pay period. For a $2,000 loan, I'll be paying $189.39 for 12 payments which equals to $2,272.68 in 6 months of 2 $189.39 payments a month. I need the money but, I'm willing to make monthly payments for a $2,000 loan, but this is a high price payday loan
Response from LendingCreativeApr 25, 2026
Thank you for your feedback. We’d like to clarify that our loans use daily interest, which means you only pay for the time you keep the money. Since we have no early payoff fees, you can significantly reduce the total cost by paying it off sooner. Our schedule is designed to align with your income to help you stay on track, but you always have the flexibility to pay ahead and save. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Rachel
I was approved had all the documentation sent to me I screenshot it, of it. My payment dates, the loan amount, text messages, everything had it all and then a couple hours later I go back. Everything was denied now I can’t even login. They have my banking information and everything I tried to send emails they have blocked me. I can’t even send an email to the customer support so I guess I’ll have to take this legal way. Don’t trust these people nothing about them.
Response from LendingCreativeApr 25, 2026
We sincerely apologize for the frustration. We want to assure you that your data is handled with strict confidentiality; any issues with access or email were likely due to a system error, as we never block communication. Our final decisions are based on a combination of factors and a large amount of data, which unfortunately didn't meet our criteria this time. If you have any questions, please contact our customer service team at 800-660-2377.
Tracy J.
They were calling me every day, leaving me a message saying that they need my bank information and to verify it. So when I did, it showed my payments that I would have to pay, which is fine. But made me think that they approved it and then I got another message saying that my bank still need to be verified which I did that and then I got denied. They never gave me a reason why I got denied. My bank account is in the positive and I make plenty of money to pay my loan back. So I don’t understand why they didn’t give me a reason why I didn’t get approved, but they kept bugging me to verify my bank which I did twice. Just seems a little sketchy to me. I even called and the lady was very rude and still didn’t give me a reason why I was denied. So I just said whatever I’ll give somebody else my business.
Response from LendingCreativeJan 22, 2026
We're extremely sorry we can't approve this particular loan application. We cross-reference and consider an enormous amount of data when assessing applications, and unfortunately, we've declined this one due to a combination of factors, rather than one specific reason. We're sorry we can't help this time, but you are welcome to try again in the future, as we are always refining the way we make decisions.