Jason A.
Ridiculous interest
It helps with a loan but interest is ridiculous . They could offer lower interest and better payment options like other loan companies.

LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!
LendingCreative (lendingcreative.com) has 406 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Jason A.
It helps with a loan but interest is ridiculous . They could offer lower interest and better payment options like other loan companies.
Donna H.
The company arbitrarily changed my payment date to the day after payday, sent me new forms without stating those dates were changed. I signed them, which is on me. Then when I spoke to them about the potential overdraft fees, informed me that I signed those forms and no changes could be made until first payment was made. I made other arrangements and paid off this loan before the first payment was due. They still charged me almost $60 in interest. I do not recommend them at all.
Response from LendingCreativeOct 19, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Sal
Been trying to set up a payment arrangement and cant get through. Number states voicemail box full.
Response from LendingCreativeSep 7, 2026
Thank you for letting us know, and we apologize for the hassle! For immediate assistance with payment arrangements, please visit our website to use our official chat or email us at [email protected]
Tionda R.
I will never borrow from a company like this again. Currently,I’m dealing with changes in my finances. Instead they ignoring my emails, they sent me an email on some voluntarily wage assignment and sent me to some collection company call Valley Servicing. Sure they did “offer” me to pay partial but the emails threatening to send to my employer is crazy knowing they can’t legally do so without a lawsuit. I even saw some reviews dealing with the same issue. It looks like I will be in contact with someone about this.
Response from LendingCreativeAug 19, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Jennifer D.
I still haven't received my money that you guys said I was approved for.
Response from LendingCreativeMar 4, 2025
Hello, Thank you for your review! We are sorry to hear this, we will look into your account further to provide you a better service.
Lisa D.
I didn't understand that the whole loan would come out at once. I thought it was a payment plan. Now I'm extremely short on money and trying to borrow again. Still pending and I really don't have the time to wait.
Response from LendingCreativeMar 4, 2025
Hello, Thank you for your review! We are sorry to hear this, we will look into your account further to provide you a better service.