Morgan
Can’t say enough good things.
I was so anxious going in, but the people here helped me feel reassured and confident in the decision making. Thank you so much for the lovely experience here!
Ladder Loans are invitation-only installment loans for responsible people like you who are looking to pay off higher interest loans. These fast and hassle free loans are designed to save you interest and help you pay off your existing loans faster.
Ladder Loans (ladderloans.com) has 315 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
315 approved reviews, newest moderated first
Morgan
I was so anxious going in, but the people here helped me feel reassured and confident in the decision making. Thank you so much for the lovely experience here!
Natalie
Ladder Loans offers a quick and easy solution for those in need of financial support. With a simple online application, you can skip the hassle of paperwork and get approved in minutes. What sets Ladder Loans apart is their transparency—no hidden fees, just clear loan terms you can trust. Funds are typically available within 24 hours, making it perfect for urgent needs. Whether you need a short-term or long-term loan, Ladder Loans provides flexible options to fit your situation. For a reliable and straightforward borrowing experience, Ladder Loans is a great choice. Apply today and secure your financial future.
MELISSA
I did not reach out to them. They called me saying I inquired on a loan. I told them no he said, “Oh someone else must be helping you”. Based on the reviews alone they are a scam. Reporting to the California AG’s office.
Response from Ladder LoansSep 8, 2024
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Phillip N.
bait and switch debt consolidation company. NOT doing loans at 5% as their ads say.
Response from Ladder LoansSep 2, 2024
We are sorry you had a bad experience. Please email me at [email protected] so I can reach out to resolve this issue with you.
Patrick B.
Applied for a loan to consolidate several debt accounts into one. (Shopping for more favorable rates and terms). No late payments. FICO is 700+. Get a call back shortly after going online and redeeming my pre-approval letter that was mailed. After sharing a lot of personal financial info with their rep (Jonathan), he comes back, not with the loan I requested but a debt settlement company (ruins your credit) which he tried to pass off as a loan. After some intense grilling, he finally admitted to it. He then sent me a list of other loan companies with less favorable terms than what I am currently in and I would have to pretty much start the process over again. Not sure if this nonsense is indicative of the company or just a lazy employee stuck working on a Friday evening.
Response from Ladder LoansSep 2, 2024
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
EC
Never called back when they promised, said they sent emails when they didn’t. Doesn’t seem to me as a trustworthy company.
Response from Ladder LoansSep 2, 2024
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Mason S.
Great Loan Provider! I cannot say enough about the work of the Ladder Loans team. They make things simple from the beginning and have a good team that communicates clearly to make sure you understand everything that is happening. I would recommend them if you are ever in need.
Jillian
I was incredibly impressed with the exceptional customer service provided by Ladder Loans. From my first interaction, I felt valued and well-cared for. The team demonstrated great expertise and patience, carefully guiding me through each stage of the loan process. They were quick to respond to all my inquiries, provided clear and straightforward explanations, and made the entire experience seamless and hassle-free. Their dedication to customer satisfaction is evident in their friendly and professional approach. I highly recommend Ladder Loans to anyone looking for top-notch service and support!