KurvReviews of kurvpay.com

I am only giving EMS a 1 star because there is nothing lower. The company engages in shady business practice full of hidden fees and when you cancel, they hold all your reserve funds for 120 days. They also make it difficult to cancel.

Warning! Stay away from EMS aka Electronics Merchant Systems. Very shady company with scammy business practices. I had no idea I was even doing business with EMS until it was time to cancel my merchant account. $595 CANCELLATION FEE and auto-renewal of contract! I thought I originally signed up for a merchant account with "StartMerchant" but found out my account was actually sold to this company EMS. Buried in fine print on their crooked "contract" is an exorbitant and ridiculous $595 cancellation fee. And there is also a 2 years "automatic renewal" of the contract, meaning they are going to try to stick you with this fee no matter what! Was paying insane monthly fees on an account I wasn't even using, and then to add insult to injury they try to charge you $600 just to cancel your account. Stay away from this disgusting company at all costs! Even trying to get in touch with someone to try to cancel your account is a nightmare and they make it difficult by design!

Last year my NEW business lost out on over nearly 24,000 USD due to them not processing the funds that my potential customers placed. I can't recommend this company to anyone. Steer clear.

After I had to send treating messages and left negative reviews, they finally responded and said their was a “ glitch” in their system and the returned the $750.00 dollars taken out of my business account. They processed another payment for $1,000 never deposited that into the business account ran the payment Jan 2nd. They said they required additional information of the customer and that was provided to them never released the funds. I would not recommend this is a payment gateway to be used for your business! especially if you offer services such as construction Moving or any contractor work. Because I will let you know if you use this payment gateway when you charge the customer they will not release the funds to the business they hold them. They tried to say this was in the original payment terms I signed however I would have never moved forward with this service because they are holding small businesses processed payments for as long as they wish to, for no reason, and I’m sure if people knew this they would not use them to process any of their payments because how are you supposed to operate a small business when the merchant itself holds the funds and never releases them.. Original review: This business is a scam do not use to process payments on your merchant for your small business they will steal and lie and hold your funds even removing those funds from your business account and lie telling you any of this! All my calls are recorded she lied and I’m submitting to the FTC and state attorney general’s office!

Beware of the “fine print.” We haven’t used or needed their services for years and still getting charged. Also, run fast if/when they bring First Hudson Leasing into the agreement structure.

They stole our money. Mid august they want us to sign new contracts we decided not to, and they stopped sending our daily remittances. It's now mid October and they owe us over 12K and won't even reply to messages and emails to send the cash. I filled out and signed their forms they wanted to close the account- even though their advertising says "other companies charge cancellation fees as high as $250" they are wanting to share us $599 for each of our 3 locations. We are a small business and cant make payroll because of this. Unethical doesn't even come close to what these people are. They are embezzlers and thieves.

run away from this scam

Closed my account 2 months ago due to the sale of my company to new owners and had the new owners agree a new contract with EMS but I've still been charged every month since 1st month been charged £99.62 2nd month been charged £53.08 This is theft and how this company operated not a good experience to be honest and will never recommend them to anyone ever keep away from EMS bunch of conartist