BenThereDunThat
High interest, slow service
I was attracted by the high interest rate - 5.25 percent when I opened the account. It's gone down twice in the last few months to 4.8 percent, but it's still better than most HYSA, which seems to be between 4 and 4.25 percent. My only quibble with Jenius is their transactions are slow to post. Make a transfer to Jenius from your regular bank account and the money comes out right away. But it doesn't hit your Jenius account for 3-4 days. I know, they're playing the float and making money off of us, but I'd rather be the one making the money, especially since interest is compounded daily.