J.D. Mellberg FinancialReviews of jdmellberg.com

Cindy Leonard is very professional and has my best interest in mind. I pretty much knew what product I wanted and she did what I ask her to do without trying to convince me to buy something that I did not want.

Larry Warner is a great agent what a very good product we were very pleased.

I received some money and had to do something meaningful with it, especially since I am an older person. My chances of earning more money at this point, is not hopeful. I kept seeing ads for J.D. Melberg, with good results being posted. I have in the past, lost a lot of money in the stock market, so stocks were not very high on my list of places to put my money. Kristine explained how your investments work, and that it was probably one of the best investments available, and that I could feel secure with j.D. Melberg Co. handling my investments. Traditionally, the returns have been very good, and I could feel safe with this company. I so appreciate her knowledge, and ability to communicate. She listened to me, and thoroughly explained the best pathway to meet and or exceed my goals. I very much appreciate Kristine.

After reading about annuity's and watching video's, I called JD Mellberg and they had Leonard contact me. We setup an appointment time to meet and after about 30 minutes of listening to all of Leonard's knowledge about different annuity's, I knew I had found the right advisor. He went through the many options and over time, we found the right one for my wife and I. Leonard Rhoades is a very thorough and concerned person. He has helped us put our future retirement in a better place.

Having identified that my wife and I needed an additional guarantied income stream for life, we began to educate ourselves on annuities. When it was time to pursue an annuity, we worked with Tom Stoltman of The Retirement Asset Management Group to review the annuity field and further define our options. Over a period of several months we met with Tom numerous times, while Tom patiently answered all of our questions and provided annuity options. His guidance through the process was thorough, professional, educational and personable. We are very happy with our choice of Tom as our adviser and are also happy with the product we purchased.

Doug Warren is dependable, makes his appointments on time, is very patient, if he doesn't have the answer he will find it and get back to you, takes notes, answers emails expediciously, does not pressure a client to make a decision, redas the contract word for word and explains it. He has a whole lot of experience.

Tom Stoltzman certainly went out of his way to travel to my home and to find an annuity suitable to my needs. He worked to get it set-up before a dead line for the one which suited me best. He was very patient in explaining annuities, types and purposes. I felt no pressure from him and appreciated his knowledge. He answered phone calls promptly and supplied answers and solutions to all problems which arose. Jorene Watson

I first saw the JD Mellberg ad on TV and then I watched the Video presentation on line about "Hybrid Annuities". After contacting JD Mellberg I was assigned to Patrick Esce of Naples Florida. Patrick gave a sensible but in-depth presentation supporting the Hybrid Annuity and the advantages. He answered my questions and showed me examples relating to my questions. After about 4 meetings over several months and my own investigation, even to consult my Financial advisor, I decided to move my entire 401k/IRA to a Hybrid Annuity. I feel relieved that I don't have to follow the markets so closely to try and determine what my distribution will be when I need to activate it, its already been, predetermined. Thanks to Patrick for his in-depth knowledge and patients to help me think outside the financial box for a new and safe income generating product, which also meets my requirement for Life insurance. Patrick Esce and JD Mellberg Financial has exceeded my expectations.