In The Money StocksReviews of inthemoneystocks.com

This service is completely misleading and dishonest. Here is a simple analysis, you will see 80%-90% "win rate" which is a pointless metric without knowing the total return. Then you see "Portfolio Return" and it says "Based on a conservative average portfolio allocation of 4% per swing trade." Now ask yourself, if the profits outweigh the losses, would they really use a conservative average? No, they would show the real data because it's so great. They have every single metric. What this is doing is hiding the massive losses which Gareth holds for multiple years to avoid lowering the "win rate". Do the Open positions show current Profit/Loss? Of course not, you need to calculate each one manually to understand how massive the losses are. Next, if you check Closed positions you'll be amazed that the position size is not displayed. They've successfully hidden any reasonable measure of long-term profitability to confuse and mislead people with their "win rate". I watched the "master trader" short tech stocks in a raging bull market for 2 years while holding losers beyond -300% because "they will correct eventually". This is the most reckless, non-disciplined trading strategy. The worst part is watching Gareth in his videos contradict what he's doing in the portfolio.

Have been a subscriber for the service for ~3 years. It started well, the first year was even profitable (worse than index investing though) but the rest of it was a disaster. The traders running the service are holding onto massive losses on shorts for years (they give recommended stop targets, but never follow them themselves as they say in videos for subscribers): NVDA (down 250%), SMCI (down 56%), GE (down 92%), MSFT, AAPL. These positions are down so much and are so overweight in the portfolio, that any further trades in 2024 will not recover their portfolio to 0% loss, even if markets correct 50% like these traders expect. The best they can do is limit the losses when and if the markets correct, but they will still be double digit losses percentage-wise for the overall portfolio a subscriber of this service would hold. That is, if the traders running this subscription service didn't get margin called, which they should have been (as mentioned in one subscriber video from beginning of 2024, they were close). You can do so much better :). Even a bank deposit is better than this service. And SP500 index investing is massively outperforming this active trading "methodology" in the last 2 years. Service subscribers are never shown total portfolio P&L that would be formed if they followed the trade signals. Which is the most basic metric of whether you should bother with this service. One of the traders running the service started doing that in IBKR account in a couple of subscriber videos and then pulled the plug on the idea. If I had to guess why, they probably figured revealing the overall portfolio performance YoY (it should be about minus 50% or more) would scare subscribers away. Only two things are shared (instead of overall portfolio performance): their entry points (average price, short/long, and the time the position was opened), and "portfolio' percentage" of the position. But there are so many tricks buried into portfolio percentages, you will never figure out their overall portfolio P&L mathematically. I will share just one of the many things they do so you can never figure out the overall P&L. Let's say you want to throw in 100K to test the methodology offered (beware that they can go up to 2-3x of the initial 100% allocation, but let's forget that nitpick). Say, they claim they are long T, for 10% of the portfolio (10K) at average price X. And then the next day T's price goes down 50%. That position is now 5% of the portfolio money-wise, they would say, but the overall portfolio actually shrunk. That also means overall portfolio is down 5% (this information is not shared). Consider multiplying this simple example 50 times for 50 open positions like this one, and then you can understand that the overall portfolio performance becomes impossible to deduct from the partial information the service is exposing to subscribers. You know what's even funnier? A few years ago they simply added the gain they had on closed trades (and only closed trades, not accounting for massive losing trades that are still open) to form a crazy number like +1756% and that was declared as yearly performance :). For example, they would close 3 tiny 1% of portfolio positions for 10% gain and in that case they'd declare +30% as an overall result. Current situation is no more transparent and no more accurate than the above. They also feed you other bits of partial information that is true (like 5 last successful 1% portfolio trades they made 10% on) but they never share the full picture (like their overall portfolio across all positions in aggregate being down 50%) which is what you need to know when considering whether to follow this methodology. Note that I meticulously copied all the trade signals given by the service so the numbers above aren't random. The above is not my opinion, it's the overall portfolio P&L (2023--2024) which is the information you will never come across being a subscriber of Verified Investing/Smart Money: Stocks and ETFs. Best of luck with investing and learning how to do that somewhere else.

The service is a scam. They don't show all of their losses. No transparency. They don't show a live/ active portfolio of the positions they are in and how they are doing. Like everybody else says, he does show his big losers and you never see them when he sells. I was also part of his Soloway Advantage hedge fund which also went belly up and I lost hundreds of thousands of dollars. They went minus 30% and had to shut down. The only way Gareth is making money is by his subscriptions. He may be making a few bucks on his day trading service. Everything else is junk. He operates on fear mongering. There are other vastly superior services out there. All the other reviews you are reading are true. This company should be shut down. I think it will be a matter of time.

Been a member for over a year and completely agree with rest of the 1 star reviews, My portfolio got margin call 2 times. Many bad trades were held on from Sep-Oct 2023 until early 2024. They don't abide by stop losses. in fact they will short more if the stock keeps going up to brings their avg entry price higher. For example Stock A was shorted at $25, which went over $200 in 5 months, many got margined call including me. This was over over 60% of my portfolio. I was liquidated and lost all my portfolio, The guy never admits to his mistakes, the keep these losing trades open for ages until they can either show a lower loss ratio or percentage of what they lost. The historical record numbers makes no sense because what they fail to disclose is how much of the portfolio was invested in that one position that lost over 45%. I was one of the fan boys of Gareth but he is either paper trading himself or not at all. Stay away is my only advise

I've been with Inthemoney/VI for over 2 years. Gareth talks a good game, but the proof of his actual knowledge is in the trades. The first 6 months were ok, avg 10% RIO. The last 1.5 yrs have been abysmal. Long avg 35% loss, Short avg 50% loss. I don't have hundreds of thousands of dollars to play with, -35% HURTS! They really blew it on many many trades. Like it is said on many reviews, VI looks like they have a great track record. BUT, they hold onto their loses forever and don't post them. Take it from experience, DO NOT do it.

Steer clear. Down almost 40% in the last year. The first year of the service had decent performance but the last year has been atrocious. The problem with the strategy is you are in and out of good trades for the first year but you slowly start holding on to more and more bad trades. these bad trades build up in the portfolio. The analysis and commentary is decent but Gareth was on the wrong side of so many trades in the last year especially the shorts - of which there has been many.

I was with the service for almost 3 years. Some of their methods can work decently when the market has volatility. However, most of the time, the market simply goes up and the service encourages you to recklessly short the strongest stocks. If you follow the trade alerts, you will end up with very large short positions in all of the strongest stocks. In 2023, member's portfolios were short the strongest stocks in the AI space and magnificent 7 while they continued higher and higher. Many members even received margin calls and were forced to take massive losses. Some positions in the portfolio were down as much as 200%. My portfolio lost about 20% of it's initial value but it would have been much more if I had not gotten out when I did. They will tell you to stay in these massive losing positions for years and tell you how they will eventually come in. Often they do, after years, of holding onto dead money and paying the short dividend out. They also refuse to abide by the stop losses so that they can keep their win rate elevated and sell their services to more people. They will also pressure you into taking the education courses, and call themselves master traders. The only thing they are is master salesmen and very average traders. They have very poor risk management and understanding of overall market trends. The day trading service is a bit better but even there you need to be careful not to end up holding a "day trade" position that they decide to turn into a swing trade so as not to affect their win rate. There are much better ways to learn about the markets and Verified Investing does not consistently beat the market, in fact they usually underperform significantly in most years, even providing negative returns. You may have some initial winners, but overtime you will fall into these massive losing positions and be stuck in them for a long time with significant losses. Stay far away. Don't fall for the promises made by this service, the stress, frustration and losses you will inevitably encounter are simply not worth it!

Really really poor signal service.