ImagineFor those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent
Investments & Wealth · Seal Beach, California
Excellent
Investments & Wealth · New York, New York
Excellent
Investments & Wealth · Conyers, Georgia
Excellent
598 approved reviews, newest moderated first
customer
Card arrived early and helped me a lot to pay my class reunion fee . Great and very good customer service I just wish that I have a bigger credit limit so I would just use this card
Response from ImagineSep 24, 2026
Thank you for sharing!
Anna Y.
Really enjoying my credit card. Thank you so much!
Yongsheng Z.
Very good very easy to use
Gloria
Up Front an Honest.thank you.
Maria
The card never came. I’m still waiting …
Curtis
Good service
BRENDA
Easy to use, friendly
MAG
helping me rebuild my credit, you gave me a chance, when others wouldn't, so thank you , I really do appreciate it