Mark
Terrible terrible
Terrible terrible

For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
598 approved reviews, newest moderated first
Mark
Terrible terrible
REUEGNIA S.
I a filing a complaint with the Better Business Bureau regarding this company. I lost my job and was late by a few days with my payment and the closed by account . I requested help from the credit protection company that I paid into. I reached out to them for assistance and everytime I provided them information, they asked for more. Had they been able to assist me my payment would not have been late.
Luis G O.
Olivares6592*
Richard
Excellent service and easy payment method love my card would recommend it
Response from ImagineSep 24, 2026
Thanks for your review!
Christopher
Well for starters, when I was approved for the card you guys told me it'd be two weeks before I would get it. Weird, but could be dealt with. But then after two weeks, there was no card. So I called you guys and you said, you never mailed the card. So it took another two weeks, and by the time I got the card you guys were already sending me bills. Telling me what an adjusting thing, you wouldn't change anything, and you would charge me interest for the bill. To me, that's a terrible way to do business. And as soon as I get out of this credit card, I'm going to, you should have better business ethics. And treat your customers better if you actually cared about them. I've emailed over and over again, trying to get somebody just to delay my payment and my interest. Because obviously for the first month of having the card. I didn't even have the card and was not able to use it. I wish you'd rethink some of your ideals. And think of the customer
Christopher M.
The image card is a wonderful card to have
Edwina
I never received my credit card but still getting bills
Response from ImagineSep 24, 2026
We’re sorry to hear your experience has been less than satisfactory. Please call our Customer Service team, as they can assist you.
Theresa
It is working out very well
Response from ImagineSep 24, 2026
Thanks for leaving a review!