Ronald
Customer service is very helpful
Customer service is very helpful

For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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598 approved reviews, newest moderated first
Ronald
Customer service is very helpful
Melissa
Because I DO NOT HAVE A CREDIT CARD WITH YALL
DONALD L F.
My name is Donald, and this card is really great, and it made buy things I really need easy! I have only had the card for a month, but it made buying things easy amd helped me with some debt! I recommend this card!
Bill C.
I haven’t used it yet
Sheila W.
Easy to navigate
Elizabeth
Thanks so very much for allowing me to have this card I love it
Brian
Up front fees to much and they make it seem like your getting approved for more
Response from ImagineOct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
Cheryl
Easy application