Krista K.
The entire process was very quick and…
The entire process was very quick and easy!

Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives. We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Idea Financial (ideafinancial.com) has 553 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Investments & Wealth · Hollywood, Florida
Excellent

Investments & Wealth · Orlando, Florida
Excellent

Investments & Wealth · Ponte Vedra, Florida
Excellent
Investments & Wealth · BOYNTON BEACH, Florida
Excellent
553 approved reviews, newest moderated first
Krista K.
The entire process was very quick and easy!
Rudy M.
Ms Hernandez was very helpful and informative, throughout the process, and made things easy to understand for me. Thank you
Daniel H.
Rafael was a HUGE help with our renewal this year! My business is now in it's 2nd year of working with Idea and they have been nothing short of 20+ stars worthy in how they have worked with my business. Even during the hard times of COVID shutdown, they were a phone call away and always helpful. It is also nice to work with real humans who care about your business!
Bruce
Great team to work with. Very prompt when you have a question. Programs offered was on point for our company.
American Software Resources I.
FAST AND EFFECTIVE SERVICE!
stello W.
I want to thank the team at idea financial for always meeting our ever changing business needs. Normally when I call its because I need access to capital quickly and they Never disappoint. Rebecca Wilde, Rafael Garcia, Tyler Walton, and Zach Umansky and the rest of the team treat us with the utmost courtesy and professionalism when it comes to our financial needs, and I personally feel this company is champion of small business, as they understand the positions that small business find themselves in at times. Thank you for all you do, and thank you for help making our company a success.
Kelly M.
Everyone I worked with to establish our line of credit was very thorough, and professional. The process was fast and easy. We have worked hard to establish good credit, however the bank’s process is very slow. It’s great to have a LOC to help with Cash flow and to pay for only what you use.
beauty B.
If there is possibility I would give 0 star to this company.I have 40k line of credit I try to withdraw 13k to use for my business they didn’t allow you have to go thru underwriter and you have to give explanation why you need money?you have to do whole process like to apply for new loan.I didn’t understand what the point for keeping line of credit. in my understanding line of credit means whenever I need I can withdraw but not with this company.I do have multiple companies & multiple line of credit I never have issues with other companies.if you cannot provide line of credit you should stop or blocking account so that people doesn’t have expectations and hope that they have line of credit with idea finance.you shouldn’t offer line of credit if you cannot provide services.
Response from Idea FinancialNov 24, 2020
Dear Beauty Brows: We take all reviews seriously and strive to provide the highest level of customer service. This is the second time you have left a negative review wherein you failed to state the facts accurately. Our line of credit contains a contractual term that prohibits a borrower from taking high interest term loans in addition to our financing. This is called “stacking” and increases your business’ leverage, making your credit rating with us lower. You were aware of this condition but you violated the contract on two separate occasions. A violation of our contract allows us to call the entire amount of the loan due. However we did not do that in your case. Instead we just declined your request to utilize the line of credit for any further financing. Even after your company violated our agreement, we provided your company with significant Covid-19 payment relief, first allowing an extended period of interest only payments and then extending the term of your loan to lower your payments. We hope this assistance benefited your company. We do wish Beauty Brows the very best.