HomeLife Mortgage Reviews | Read Customer Reviews of homelifemtg.com

HomeLife MortgageReviews of homelifemtg.com

5.0153 reviews
Investments & Wealth
100 Spectrum Center Drive #900, Irvine, California

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HomeLife Mortgage

About HomeLife Mortgage

If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded.Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire.Programs for Self-Employed Borrowers — California, Florida, and Texas:Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs.Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income.Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage.Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place.Programs for Real Estate Investors — Nationwide:DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns.No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today.Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation.homelifemtg.com | 888-677-2526

HomeLife Mortgage (homelifemtg.com) has 153 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.

Also known as: homelifemtg.com
Website: homelifemtg.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 1% of reviews.
Latest: Most recent review: July 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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HomeLife Mortgage reviews

153 approved reviews, newest moderated first

Anonymous.
Aug 8, 2018
Refi. Bank statement. Cash out.
Darrin and Jayne are both excellent to work with. Very helpful and responsive. I'd recommend them to anyone using this type of product!
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Yunior C.
Aug 2, 2018
Great and profesional team work
Great and profesional team work. Very kind and organize. Always answered my phone calls when more I needed. I’m very happy
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Guisela M.
Jul 31, 2018
Jayne and Darrin did a good job…
Jayne and Darrin did a good job securing my client a bank statement loan, they also closed the file in record time!
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Sonya D.
Jun 8, 2018
My first impression of Mr.Seppinni is…
My first impression of Mr.Seppinni is one of much respect. His knowledge and willingness to provide a thorough understanding of processes involved in purchasing real estate for investors and homeowners is unmatched. I appreciate his tenure in the field and his willingness to share his vast “bank” of acquired knowledge with others (myself included), guiding us in some of the biggest decisions we will ever make. Thank you for your service and dedication to the field. It’s grealy appreciated. S.Dorsey.
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Brian M.
May 16, 2018
Self Employed? Use Homelife Mortgage!
I found Homelife Mortgage doing a search for "bank statement loans". I reached out to many different brokers, banks, and lenders because of there is always an unknown waiting in the weeds being self-employed that could kill the loan. I submitted an inquiry and Darrin Seppinni called me back right away. He was very candid about my situation and felt strongly that he could get me a loan. I submitted all my docs and he went to work searching for the best fit and was able to secure what he promised in about a week. Would highly recommend the Homelife team as they have the experience to get your deal done!
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Juan & Bertha N.
Feb 2, 2018
Great wokring with Homelife Mortgage / Jayne
We have worked with Jayne previously and has made the process quick and seamless. Very responsive, communicative and helpful in answering question and concerns. Awesome Job and Thank you!!!
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Susan K.
Jan 4, 2018
Great and sincere service very …
Great and sincere service very personable they go out of their way to please the customer Thank you Jayne and Darren and whole team..
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N H.
Jan 2, 2018
Great service
Great service, quick turn around, It feels like they really want to get you into the best deal. I would highly recommend this company for any real estate based loan.
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