Insure Peace of MindCremationBurialLife InsuranceHeritage Associates is the Texas and Minnesota regional agency of Lincoln Heritage Life Insurance Company, the market leader for final expense coverage. Heritage Associates offers small, whole-life insurance policies and planning assistance to alleviate the burden placed on loved ones when the time comes to coordinate and pay for a funeral. Policies range from $1,000 – $20,000 in coverage, and benefits are accessible within 24 hours at the time of need. No medical exam is required, and most qualify with no waiting period necessary. Rates do not increase and policies do not expire once coverage begins!GET FREE QUOTELearn More
Heritage Associates (heritage.associates) has 197 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
heritage.associates
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heritage.associates
Category
Insurance
Listed on Five Star Index
2026
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The company replied to 99% of reviews.
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Most recent review: October 2026.
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I love my case person Lydia she be here for me scent day one any time that I have a problem I contact her and she on it and fixe the problem fast she found me the best policy that fits my budget thank u Lydia 😊😊😊
Response from Heritage AssociatesJul 5, 2023
Thank you for sharing your experience with Lydia!
JM
Johnell M.
I want more coverage but it's too…
I want more coverage but it's too expensive for me to get
Response from Heritage AssociatesJan 18, 2023
We appreciate the opportunity to serve you and your family! We are glad we were able to provide you with a baseline of coverage that's comfortable for your family's needs. At $3.56 per thousand dollars in coverage, you actually secured a great rate for permanent, whole-life coverage that does not expire, is effective immediately (no waiting period), contains a terminal illness benefit, includes an additional $5,000 - $20,000 in accidental coverage, and grants membership in the Funeral Consumer Guardian Society at no additional charge, which will protect your loved ones when coordinating arrangements at time of need. While there's no medical exam, premiums are based on age and a few health-related questions at time of application, and you can still increase coverage whenever you are ready!