Marie R.
The company has changed and not for the better
The issue here with Healthy Paws is they used to be a good company prior to changing their underwriter a few years back. If you notice they used to be rated pretty high and lost their standing in the last few years around the time they switched to the current underwriter. The current underwriter has been involved with several legal issues. Look them up and you will see. Westchester is the underwriter.Many of the reviews here are solicited by the company and to people who are early in their policy. However, the company then increases your rates significantly after a period of time and that is why you mostly see reviews here for people that have not been with them as long.If you had asked me to write a review a few years ago, it would have been very different than what is now. It is a completely different company now than it was even a few years ago before they switched to their current underwriter. Now claims are delayed, you are asked for the same paperwork over and over, rates are through the roof. Then the company states well the rates are based off of claims in your region and expenses but never share that data with the consumer. If you are raising the rates based off of that data, don't you owe it to the people that you are raising the rates on to be transparent with that data? Once they have you on the line, they know that they can increase your rates because you can't switch to another insurance carrier without pre existing conditions and they know that. You are better off to take the money you would be paying them monthly and put that in a special fund for your pets and let it grow interest. Use it when you need it for your fur babies and if you don't need it then that money stays with you rather than going to a company that, in my opinion, is only going to take you to the cleaners in the long run.I am sorry to say that Healthy Paws is no longer the company they once were and the moment they started with that underwriter is when the trouble began.They will probably write a standard reply here saying to contact them and they are concerned, only to find out that you will be promised a return call or email and they do not get back with you. Only a promise they will return a call or email and then that never happens. Again, a few years ago this would not have been the case.

