eflores
Great communication
Great communication, streamlines process. Adriana was great!

$3.6B+Funded8,000+Clients10 minApplicationLoan programsBank StatementDSCRVAJumboHELOCConventionalGriffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.Loan programs we offerBank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.What sets Griffin Funding apart?In-house underwriting and common-sense review, so self-employed income is not a dead end.A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.APPLY NOW(844) 305-2067Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com
Griffin Funding (griffinfunding.com) has 82 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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82 approved reviews, newest moderated first
eflores
Great communication, streamlines process. Adriana was great!
John H.
From start to finish Griffin Funding made my refi easy as can be. UNDER 30 days I was funded 💰 If you’re looking to move quick, submit your documents and let them take care of the rest. Ask for Steve Pintar 🤝
Will R.
Our experience with Griffin Funding was fantastic from start to finish. Since this was our first DSCR loan, we had plenty of questions, but Justin and Mallorie made the process easy to understand and stress free. They kept us informed every step of the way, communicated clearly, and were always available when we needed assistance. The process was remarkably smooth, and we were pleasantly surprised to close more than a week ahead of schedule. Their attention to detail, responsiveness, and commitment to customer service truly stood out. We are extremely happy with the experience and will definitely work with Griffin Funding again for future financing needs. Thank you, Justin and Mallorie, for making the entire process so seamless!
Matt B.
I just wanted to give a quick thank you to Griffin Funding! Malcom, Jennifer and Liz were great, can't recommend them enough. The process was quick and painless and I will definitely be using this company again.
RSH
The first person I worked with was great, but it went downhill from there. I was asked for the same information multiple times. I gave all of my bank account info up front, but they scrutinized my down payment to the nth degree. On a critical day before closing both people I was working with were out of the office with no backup staff. They sent preliminary documents to the title company at 7 pm on Friday with a Monday closeing scheduled. On the day of the closing, I still didn't have final numbers, so I had to go with an estimate on what I needed. They finally sent the funds to the title company 2 hours after my scheduled closing. The underwriters seemed to want nothing more than to nit pick everything. Also, never in my life have I had a loan with a pre-payment penalty. Now I do. If I had to do it again, knowing what I know now, I would not consider Griffin Funding. Note: I am on EST and they are on west coast time. They seemingly did not consider the time zone difference although they knew from the start.
Eve L.
I was so happy for the efficient and fast service. I didn’t expect it to be that fast like 5 days to be exact. I applied on Tuesday, closed on Sunday and funded by Monday… wow! I was searching thru google search and I see this website Griffin came out and clicked it. I called the phone number not expecting anything, somebody answered , i forgot his name and then transferred me to Malcolm. It was quick and easy. I would definitely recommend. Thank you for what you do.
Jennifer S.
Great communication throughout
Louis G.
Been a customer since 2017.