Lidiz
Overall
Support replies within 24 hours. App definitely needs a few fixes, does not recognize consistent income.

Reach your financial goals with new ways to boost credit, manage spending and budgets, low APR cash to pay off credit cards, and actionable credit advice from AI. Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt.MOVE BALANCES OFF EXPENSIVE CARDSInstantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information.CREDIT BUILDINGBoost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting.PAYROLL ADVANCESend Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information.PERSONALIZED AI ASSISTANTGet unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time.
Gauss (gauss.money) has 514 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

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Excellent

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Investments & Wealth · Conyers, Georgia
Excellent
514 approved reviews, newest moderated first
Lidiz
Support replies within 24 hours. App definitely needs a few fixes, does not recognize consistent income.
Mike M.
Helps with lower interest rate then credit cards overall
GigirNYC
Provides helpful insights for improving credit. Reasonable cost.
Danielle
So far it has been easy to sign up and look forward to my credit building journey
Joseph S.
So far, this app has been very helpful. I look forward to anything else it has to offer.
Landon M.
Works great
Elizabeth P.
A great tool for paying down high interest debt! Easy to use app.
Dino Pinelli, J.
Great potential but some glitches. I joined because it offered a $1500 credit limit towards a balance transfer to help pay off a credit card. I signed up. I paid for the membership but no $1500 credit is available so that was a bit misleading. I do like the interface, but I’m not sure I will continue for the monthly subscription.