Jordan
Thought i could consolidate debt but i…
Thought i could consolidate debt but i dont think I qualify. Very confused about what i just paid for

Reach your financial goals with new ways to boost credit, manage spending and budgets, low APR cash to pay off credit cards, and actionable credit advice from AI. Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt.MOVE BALANCES OFF EXPENSIVE CARDSInstantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information.CREDIT BUILDINGBoost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting.PAYROLL ADVANCESend Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information.PERSONALIZED AI ASSISTANTGet unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time.
Gauss (gauss.money) has 514 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
514 approved reviews, newest moderated first
Jordan
Thought i could consolidate debt but i dont think I qualify. Very confused about what i just paid for
Thomas N.
Super helpful detail and explanation definitely recommend
Luís R.
Awesome app, it helps a lot to increase your credit
Unspoken R.
Monthly payment for credit builder is very accurate
Andy O.
Their customer service is very horrible, they do not respond neither help you at all. They make it very hard to cancel or even make a payment. Even when it’s on “autopay” they don’t charge you and label it as late to charge you a late fee. Do not use their services.
Response from GaussJan 9, 2026
We appreciate your feedback, Andy, and apologies for the inconveniences you encountered. If you reach out through the in-app chat or email us at [email protected], we’ll dig in and see how we can help.
Tashawna E.
Great app help me a lot
Heather
Great app! Really helps with lowering debt.
Cupid W.
App has been great helping me build my credit. Gauss is a must have if you need to build your credit quick and easy.