Joshua L.
A bank that doesn't know how to read a credit report
The mere presence of a fraud alert on my credit report was enough to get my application canceled (despite the fact that I've received multiple loans from other organizations after a simple identity verification). After an extremely unhelpful AI on the line customer service was non-existent, with no one available who could even speak to the application process. There are plenty of other banks out there that know how to read a credit report -- use them instead.