"Fruitful is trash and the onboarding is a total disaster. I tried three times and each attempt was somehow worse. My account refused to link no matter what I did, and then you guys hit me with a prepaid charge before I was even verified. The codes? Every single one was invalid. Three strikes — Fruitful failed me completely."
Response from FruitfulJul 28, 2026
Hi Artisia - Thanks for the feedback. For privacy reasons, we can’t discuss account details publicly, but if you reach out to us at [email protected], our team will look into this and get it resolved quickly.
MB
Monique B.
Deceptive billing
So many glowing reviews. I unfortunately didn’t have the sms experience. I signed up with a 14 day trial and was excited to see if this was a solution to help me with my bad money habits. It confirmed 14 day $0 trial at sign up then overnight attempted to take the subscription it of my account. I immediately lost trust for this company and the experience leaves a bad taste in my mouth. To cancel you have to email them which I’m not fond of either
Response from FruitfulMay 13, 2026
Hi Monique - Thanks for sharing the feedback. For privacy and security reasons, we can’t discuss account details publicly, but if you reach out to us at [email protected], our team will look into this and get it resolved quickly.
CM
C M.
Do NOT Trust these people with your money
We signed up for a High-Yield Savings account with Fruitful Inc. which is an online banking partner of Emigrant Bank. Once we signed up, we realized that core features of a traditional online bank were not available without having to email their support line (adding a new bank account for transfers, updating profile information, etc.). It became clear that we did not want to continue using the service. At the time our initial deposit of $250,000 to fund the account was still processing. When we told support we were disappointed about the lack of features, we got an email back stating the following:
"Dear [NAME],
Following a recent review of your account, we regret to inform you that we have made the decision to end our relationship with you at this time. We have taken steps to close your Fruitful High Yield Savings account. Funds owed to you will be transferred to your external account. The transfer was initiated today and funds will be available to you in 5-7 business days.
Additionally, we have cancelled your membership, stopped automatic payments, and have issued a refund for your membership fees. Please allow up to 5-7 business days for the funds to reflect back into your original payment method.
Our best,
Fruitful Hospitality"
We did not give permission to transfer that money back, and needed access to funds for investment purposes. The money being transferred back was also sent to a bank account we were in the process of closing which is causing logistical issues. I genuinely believe Fruitful Inc.'s business practices should be investigated. I cannot believe transferring $250,000 without consent is even legal. They did not provide proof that a transfer has even happened and we no longer have access to our Fruitful account to confirm or manage the funds. In addition to that, we also connected our bank account and credit card information to their platform and did not get an opportunity to delete that information.