FruitfulReviews of fruitful.com

So happy I found Fruitful! I'm nearing retirement and have never had a financial planner. It's been on my to-do list for 20 years, but I've always been intimidated by the industry and was worried about finding someone who understood my values & goals. I was wooed by Fruitful's Instagram ads showing how down-to-earth and approachable the guides are. I also liked that they did a personality & financial approach test to help pair me with someone who would resonate for me. My Fruitful Guide Alli has been such a thoughtful partner both in making sure that I meet my retirement goals and that I do it in a way aligned with my values. Everyone I've talked to at Fruitful has been so friendly & helpful and most importantly to me, patient with someone whose passion isn't finance. They're eager to help me understand the all the options for decisions I'm making and generally make planning for my future seem less intimidating. Plus, it's way cheaper than paying a money manager, either fee-based or percentage. And yes! I've already referred four friends in a similar situation who are similarly thrilled to have found a relatable partner in managing their money. Couldn't recommend Fruitful enough!

Fruitful gives us peace of mind. We transitioned from using YNAB to manage our finances, but found limitations, especially when we combined our income. Our Fruitful guide has been indispensable in navigating that process and making our monthly bills, debt, and savings goals seamless. We love the new Money Roadmap functionality that auto-allocates to our savings buckets based on designated amounts or percentages. It's awesome to see our buckets fill effortlessly, get purchase cashback, and 4% APR for our savings. Can't wait for the Android app and reporting dashboard functionality. This company will be a tour de force!

I've been working with Fruitful for about two years now and I've recommended them time and time again (those friends loved them too!). My favorite things about Fruitful are their experienced guides who can help you navigate how to finance all of your life goals, big and small. My fabulous guide, Rebecca, has helped me do everything from create a budget that aligns with my goals, to choosing the right insurance plan and the incremental income increases I need to live comfortably in my 50s. These are some major life questions I wouldn't know how to begin to conceptualize by myself. In addition to their guides, Fruitful also has GREAT financial perks for members: -They offer banking products like accounts and investment funds, but they do it better than most: -ALL of their checking accounts are high yield, with some of the highest yield rates in the country -Their investment products leverage Vanguard funds (regarded as some of the best on the market and pricey to invest in as an individual) -Cutting edge technology tools that provide a holistic view of all of your accounts (without being disconnected every 2 weeks) -They also recently launched an algorithm that can help you automate saving for each of your goals– based on your own prioritization–in individual, high yield checking accounts. As someone with a complex finances, Fruitful (and especially Rebecca) have been crucial to helping me align my money management systems with each of my goals so I can make them happen and make the life I always wanted possible. Highly recommend!

I’ve been thrilled with Fruitful from the start. I’d been looking for a financial coach (not an advisor) for a long time. I don’t believe advisors are for the average person. Feels like a rich persons thing. But fruitful is exactly what I was hoping for and more. I’ve learned so much, my coach Paige is so relatable, patient and knowledgeable. She guided me through the software, app and I finally feel like I have a full picture of my finances and habits and have been successfully increasing my savings and spending more intentionally. The interest I earn is great and the fee seems fair to me for the access to such personalized coaching and insight to my money. Thanks Paige!

Overall, my experience with Fruitful has been excellent. My finance coach, Mary Rush, has been incredibly supportive and motivating as I work toward financial independence and long-term wealth building. The support team has also been very responsive and helpful. One small improvement I’d love to see is expanding the in-app options for submitting documentation during account setup. Having everything handled directly in the app would make the process even smoother. Otherwise, the service has been fantastic and I’m very pleased with everything so far.

I find Fruitful so easy to use and helpful with managing my money. I love being able to see all of my accounts in one spot, and I don't have to think about which bucket my money should go in each month. The financial advisor help is also a great perk, and I trust in their advice to help me make smart money moves.

Angela has been a rock for us as we unravel our finances and get a plan together. There’s hasn’t been a moment where we felt that she didn’t have our best interests at heart. We’re probably one of the smaller accounts that she manages but we still get her full attention and toolset to put us in the best position possible. Definitely a great ambassador for Fruitful.

I have been with Fruitful for over a year now and it’s been an amazing experience! My advisor took the time to understand my challenges and my short- and long-term goals, then developed an easy to follow plan with action steps that helped me make progress quickly. I finally feel like my savings and investments are moving in the right direction and I am no longer feeling anxiety about my financial situation. So happy I took a leap and tried out Fruitful!