Paul H.
Got the job done !!
Shahram and Cindie were easy to deal with, they were knowledgeable, responsive and on top of everything right from the get go.

Mortgage Expert is a Florida mortgage brokerage focused on better rates and better service — without the generic national-lender runaround. We help homebuyers, homeowners, investors, first-time buyers, veterans, and self-employed borrowers compare real options and choose with confidence.As a broker, we shop multiple lenders on your behalf and explain the numbers in plain English — rate vs. APR, points, and what actually affects your payment. Mortgage Expert does not charge an application fee. You get transparent pricing, modern online tools, and direct, responsive guidance from your first call through closing.Loan options we work with include home purchase and refinance, conventional, FHA, VA, USDA, jumbo, DSCR investment-property, and bank-statement loans — plus first-time buyer and self-employed paths. Same-day pre-approval is available for qualified borrowers.Mortgage Expert was founded by Shahram Sondi, a licensed Florida mortgage broker and Certified Mortgage Advisor with 25+ years in the industry. Company NMLS 2412313 · Individual NMLS 186790 · Florida MBR5733.Serving Orlando, Central Florida, and the entire state. Equal Housing Opportunity.
The Mortgage Expert (flhomefunding.com) has 87 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.
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87 approved reviews, newest moderated first
Paul H.
Shahram and Cindie were easy to deal with, they were knowledgeable, responsive and on top of everything right from the get go.
Johan T.
I was a bit apprehensive at first since I have never done business with a Mortgage Broker. Shahram and his staff at Florida Home Funding immediately put my anxiety at ease. The costumer service, professionalism, and straight forward demeanor found at Florida Home Funding was a breath of fresh air; frankly a lost trait in todays world. I have already recommended Florida Home Funding to a number a friends. I would and hopefully will contact Florida Home Funding for future business.
Josh N.
Shahram was great to work with! He made sure that everything was taken care of with our refinance, and we never had to worry about anything. Additionally, there were no surprises at all during the process. Everything was as promised. I was completely confident in the entire process, and I would highly recommend Florida Homefunding to everyone!
Kyle P.
I want to thank Florida Home Funding for an excellent job on helping me with my new home. Hands down best decision i have made in a long time. Shahram Sondi and his team helped me find the best option to go about purchasing a new home. They answered ALL of my questions. Florida Home Funding put a package together that was just right for me. When i finally found a home, I was able to show that I was prequalified, which help me make the offer that day. They know the process, and seemed to be 2 steps ahead of everyone else and know what to expect. Therefore, it made the whole experience flow smoothly with no unexpected bumps. I should have made this decision a long time ago, but needless to say, I could not be happier. I have already been recommending Florida Home Funding and will continue to do so. A special thanks to Cindie Copenhaver. What an awesome woman!
Sheila B.
Shahram and his team did an absolutely amazing job on my refinancing. They jumped through hoops to make sure everything was up to par and ready for my closing date. They are all extremely professional and I would highly recommend them. They are simply the BEST !
Janet C.
This was the best experience I have ever had with a home mortgage process. They were very helpful in all aspects. I never felt pressured or hurried to make a decision. I was given different options and recommendations that would best suit my terms. Shawn and Cindie kept me informed thru telelphone calls and e-mails. I had no surprises at closing. I would highly recommend Florida Home Funding to anyone.
Jim M.
Shahram is very competent, helpful and a true straight shooter. He provided me with excellent service and took the extra time to explain the small details while always looking for ways to save me money including options that benefited me directly as the customer. We closed on a Re-fi recently and I have already recommended him to several others. Thanks for all your help and keep up the great work!
Nancy R.
I went to make deposit of check to the bank after fastest refinance ever and the V.P of the bank that was assisting me was very impressed with the refinance I got from Florida Home Funding. He just stop talking about their offer as he couldn’t come near it. I will happily refer Florida Home Funding to any of my friends looking to refinance. Excellent Service all around.