Flatrock FundingReviews of flatrockfunding.com

Lied on advertisement False information

I guess the representative Frank Dalo, he took my information and has not returned my calls. Possibly because I straight out told him if not approved for loan, then didn’t want to consolidate. This company sucks!!!!

Same as everyone else. Their ad says the opposite. "Your pre-approved!" Trustpilot 5.0 stars! How can they say that? They are 1 star because it doesn't go any lower.

Misleading advertising. They say they are rated "Great" on Trustpilot and have a 5.0 rating...but as you can see above, that's absolutely untrue. Any company that resorts to these types of tactics are just complete scams. No thanks!

Unfortunately my review is no different than the other negative reviews already posted here about this company. They definitely use these bull#%*! mailings telling you your PRE-APPROVED for a personal loan you can use pretty much however you see fit, but more so to consolidate and/or reorganize your debt at a much lower interest rate. I contacted them and they did exactly what was posted here repeatedly, VERBATIM! If you’re looking for a personal loan to help manage your debt, definitely don’t waste your time with Flatrock Funding.

Everything sounded great right up the point that I was told I'd have to do a "planned default" on the credit accounts I was rolling into a payment program, and then Century/Flatrock would negotiate a settlement with the companies after I made my first payment to Century. And I'd be entering a legal agreement with Century to represent me to the companies I defaulted on. No thanks. I'd rather double my minimum payments and keep my credit score intact.

Absolutely a bait and switch. I called for a consolidation loan and yep, just like the other reviews, the guy claimed he sumitted my app to 60 companies and they all turned me down. Interestingly, he got responses from all '60 lenders' in about 1/2 day. Ridiculious! But they could consolidate my debt for a monthly charge for the next 3-4 years. Which will destroy your credit. Do not do business with this dishonest company.

This program is a scam, big time! They would send you a pre-approved loan at a lower interest. Mind you I have good payments history with all my credit cards, never once late with it. Then they would tell me, oh we can't approve you at this time but we can put you in a program we're we can settle your debts and would destroy my credit score for about 5years. NO THANK YOU! DON'T let this program fool you! SCAMMERS!