Flatrock FundingReviews of flatrockfunding.com

Promised a low rate Line of Credit. Gave them information and they offered more than I wanted with a wildly expensive closing cost that needed to be paid upfront. When i questioned it, Michael Manner hung up on me. A total scam.

Stay away from this scammer. Never answer their phone. Give them all my info including my bank statements and my loan application. I will definitely file a complaint and report this fraudulent website.

I would sincerely warn everyone who receives so-called pre-approved loan offer with unbelievable low interest rates, should stay away from these super sweet scammers. All you need to have just common sense to realize how they drag you into a scam.

A huge scam! The lady said they prove you can't pay your debt. Most all loans are made on 24.99% Each creditor then adds a negative impact to your credit report/as negative debt settled. Called the company and I got all the info on their Flatrock Funding Company.

Thank you all for your timely comments. I made an initial call about their offer, and they agreed to contact me. After reading these truths in Trustpilot, I didn't answer the call and gave up. I wonder why they haven't been reported and prosecuted as scammers in this country.

This is a scam company. Their whole objective is to get you to agree to a credit default scheme. They'll tell you they work with 60+ lenders, which might be true, but based on my personal experience, and the reviews from other people, you're not getting a loan. The flyer advertises pre-approved for a certain amount with rates as low as 5.05% APR. My results came back the next day...I was approved for a loan at $2,045 per month with a rate of 19%. I currently pay $350-$400 per month for all my credit cards. I was interested in a single payment instead of 5-6 payments. I immediately declined their offer and thanked them for their time. Then the loan specialist started saying they have a second offer to make me. They have an offer where I would pay 0% interest, over 36-48 months for $367-$416 monthly, I would not incur any new debt, and I'd save about $3,000 vs what I currently owe. I told him to give me the bad news with this plan because in my experience if it's too good to be true, it's not true. He said it's all true. I asked who I would be making payments to, my current creditors or FlatRock. He said I'd pay FlatRock and they would then pay my creditors. I asked if this was a credit default and he stuttered a bit like he didn't expect me to know about the scheme. I told him I can pay my creditors directly without crashing my credit for several years to come. He admitted my credit would take an initial hit because they would withhold payment to my creditors to seek a settlement from them, but it would come back and it shouldn't matter if I'm not looking at purchasing property in the next couple of years. It was at this point that the question from the day prior of me buying property made sense. I then said I might want to buy property or a vehicle in the next 6-12 months, I can't predict the future. He said I can buy a vehicle with bad credit and they can come repo it if they needed. He said this why laughing like he's putting me down and trying to guilt me to agree to the credit default scheme. I hung up on the guy. Their only intention is to get you to agree to a credit default scheme where you're getting harmed and they're making money. Never agree to one of these programs. If it's necessary for you, you can stop paying your creditors for the same duration, take the credit hit, and get a settlement from your creditors and you won't have to pay these companies to do the same thing you can do for free.

Don’t invest in this platform; they’re scammers. They took all the money I invested.

Got a mailer and went to their website, which did not provide any useful information without me providing my phone number. Since I refuse to provide my phone number, I gave up.