Flagship Credit AcceptanceReviews of flagshipcredit.com

This company is a liar so if you use them keep everything and record every talk no matter what it is. They refuse to honor my agreement with them saying I didn’t pay the last payment. Since I didn’t have any written or recorded proof I didn’t have a leg to stand in even though I asked for their record bc they say they record every phone call. They conveniently couldn’t find my recordings. Then after I paid the loan off I asked that since it was my ex wife’s account since she won the car in the divorce if they would remove it from my credit file and they agreed. To this day they still haven’t removed it so yet another lie. So again keep every piece of paper and record every phone call and insist on getting any agreements in writing or you won’t agree. It’s the only way to protect yourself from this company of liars.

absolute WORST company ever! every time you call in to speak with someone, there is a different answer...NEVER consistent! at this point i would rather a repo than to continue dealing this company!

"I fell behind on my payments and scheduled a payment with Flagship. However, to my surprise, they canceled the payment without notifying me and repossessed my car. Even though I had the money and had scheduled the payment, I'm now stuck with extra repo fees on top of my normal payment. I must say that this company is a bottom-feeder loan company, and I wouldn't recommend it to anyone, not even my worst enemy. I'm looking forward to paying off my loan and NEVER dealing with them again. It's best to avoid them at all costs!"

I took this company 24 hours to cost me 2 jobs, because of there error. I was advised since I was unemployed for the month of Oct 2023, I was placed on the payment plan of $20.00 every 2 weeks. I made those payment as agreed. Tuesday evening, my car was Repo'd. I called and was given the a lie reason, that my payment was late by 1day. Not my fault there system processed it late. Then I spoke to a supervisor and was told a different story. In total I spoke to 4 different Reps 2 of them managers, 4 different story's. They wanted a total of $840.00 to obtain the car back. Now how am I suppose to do that when I lost both of my job in one day.

Got a call to make arrangements to take payment out and they never took the payment out. Tried calling but can not get anyone just dang recording so I can at least get my account number and still no help

Absolutely HORRIBLE! The online system rarely works, they make you jump through hoops just to make a payment with the intent of charging overdue fees because you were simply unable to get their system to take basic information. Phone calls to customer service are greeted by out of country operators with no access to fix a complaint other than to have a paper form mailed to your address that you can fill in and return. Nothing more than a company out to get your money and provide no real service!

I’m writing because my husband’s credit report has not been reported since the month of April. I understand that his account has not always been in good standing but he has worked hard to get it caught up and we even paid ahead. He has called numerous times explaining this situation and that he needs his report updated with the current history, balance, and has gotten completely no where. We recently made a move out of state and recently tried purchasing a home but because flagship failed to help him as a customer in anyway with updating his credit file. Our home fell out of escrow because his credit file still shows him in bad standings. This is completely unacceptable and such horrible customer service! He has reached out more times then I cant over the last 3-4 weeks and every single time is told we are working on it. This is the worst customer service we have ever experienced and very irritated that this happened. My husband and I now have to start our home buying adventure all over again because of this. I’m hoping this email reaches someone of high authority and is resolved in a very fast and timely matter because we will not stop calling or writing or disputing any if this until its resolved. UPDATE: sent the email like I was told to which yet again received nothing back. My husband also emailed two days ago and he too got zero response. This company is a joke and beyond ridiculous. Absolutely the WORST customer service. It’s amazing how quick they are to report late payments but when your caught up take months to report. This company needs to be shut down. It’s no wonder they are rated a 1.4. Update # 2: To your response I am authorized on the account. Both of us have tried numerous times to fix this matter to which all we would receive is we are working on it. Highly doubt it takes a month. Again do better for your customers.

I purchased my truck in December of 22, it is now June of 23. Constantly emailing and calling this company to get a title to register the vehicle I have already made 4 payments on. Never any record of receiving the email or the letter my county tax office mailed to them. Now looking into poking the bear with an attorney