Henny
FEES FEES AND MORE FEES!
FEES FEES AND MORE FEES!! This credit card will rip you off from the jump. Stay away! They have a start up fee, so you already have a balance when you get the card without having spent anything, theres a hefty yearly fee of 100$, monthly fee of 12$, 36% apr, the highest APR rate of any card ive ever seen AND they charge you for giving you a credit line increase. Not to mention they sell your info! I fell into this predatory company when I was young and dumb & ended up opening two lines of credit. Big mistake. I kept the accts open for years because I didnt want the closing to affect my credit score but F that! This year I closed both accounts and decided to take the minimal hit on my score. The cons outweighed the pros with this card. You've been warned, dont do it to yourself.



