Fast Fund Lending offers Real-Time Funding (RTF), giving you access to your funds within 2 hours of final approval, provided your bank supports this feature.Fast Fund Lending is an online lender offering installment loans of up to $3,500 to eligible customers with all kinds of credit histories. We specialize in fast, convenient access to cash. Repayment terms are up to 10 months. Borrowers are able to unlock lower rates and higher loan amounts as they move up levels in our Premier Rewards program. Other benefits include free Same Day Funding on business days and * 24-7 live customer service. We put a priority on providing excellent service to our customers.Fast Fund Lending (FFL) is a wholly owned entity of the Wakpamni Lake Community Corporation, a tribal corporation owned by the Wakpamni Lake Community. See the Fast Fund Lending website for details.
Fast Fund Lending (fastfundlending.com) has 470 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
Also known as
fastfundlending.com
Website
fastfundlending.com
Category
Investments & Wealth
Location
Solon, Iowa
Listed on Five Star Index
2026
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The company replied to 100% of reviews.
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Most recent review: October 2026.
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Hi Lenora,
Thank you for taking the time to share your experience. Your feedback is important to us!
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
CF
Catherine Fields THUNDER C.
Interest charges
In an emergency situation it was awesome to get the funds I needed so quickly. On a $119 loan I repaid $946. What made it even worse is that my last payment balance was 100 dollars and yet I paid 146.00. Right now I need some extra cash due to health issues and my mobility. I need to purchase a car before I get a hip replacement. I am dreading using fast fund again and I am definitely searching for other financial assistance. My interest is supposed to be less now that I have paid off my loans susaessfly twice and the amount of the loan will increase by $425 but my monthly payment will be $275 for 12 months. Taking side work just to repay. I can't complain because it's a choice. Never the less interest is 700% Plus.
Response from Fast Fund LendingMay 8, 2025
Hi Catherine,
Thank you for sharing your experience with us. We’re so glad we could be there for you during an emergency and that the funding was quick when you needed it most. At the same time, we understand and hear your concerns regarding the repayment terms and interest, especially given your ongoing health and mobility challenges.
Keep in mind you are not obligated to keep the payment schedule. We also offer flexible repayment options to help you save on interest. You can:
Pay off the loan early – There are no prepayment penalties, so paying off your balance sooner can significantly reduce the total interest paid.
Make additional principal payments – Any extra payments you make go directly toward reducing your principal balance, which lowers the overall interest and shortens the loan term.
We are here to discuss the repayment option with you in more detail. Please email us directly at [email protected] or call us at 833-845-1016. We’re available from 8AM – 8PM EST, Monday – Friday.
JO
John
DO NOT USE!
DO NOT USE!! Total scam artists. I was approved for a loan for $2750. I was told it would be a 10 month payment plan around $290 month… so far so good. The first payment came out within 3-4 days and I thought it was just bad timing, but they began taking it out weekly. I call them to explain the mistake, they then changed it to 10 months of weekly payments. 40 payments of $290. Totalling around $11,000. Not to mention, they said only $10 of that $500 went to the principle. I was able to stop the third payment but they have been playing dumb ever since… going on two weeks now of no call back including the woman who I specifically asked for her name “Claudia”. My bank has classified them as fraud and who knows what would’ve happened if they didn’t. DO NOT USE!!!
Response from Fast Fund LendingApr 9, 2025
Hi John,
Thank you for sharing your experience. We sincerely apologize for any frustration and confusion you've encountered. This is certainly not the experience we want any of our customers to have. At Fast Fund Lending, Transparency is important to us, and we ensure that all loan details, including payment schedules, finance charges, and APR are outlined in the loan agreement, which is sent for electronic signature and available anytime through our Fast Fund Lending account.
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns. We will be reaching out within 48 business hours for more information about your experience. If you prefer to speak with us sooner, please feel free to email us directly at [email protected] or call us at 833-845-1016. We’re available from 8 AM – 8 PM EST, Monday – Friday.
CU
customer
Pedatorial
Pedatorial
Response from Fast Fund LendingApr 8, 2025
Hi,
Thank you for your feedback. Here at Fast Fund Lending we always strive to be transparent about our terms and provide clear information, so our customers can make informed decisions.
Fast Fund Lending is a brand of Wakpamni Lake Communitya tribal corporation organized under tribal law and is an instrumentality of, and wholly owned and controlled by Wakpamni Lake Community. (“FFL”), a federally recognized sovereign American Indian Tribe.
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns. We will be reaching out within 48 business hours for more information about your experience. If you prefer to speak with us sooner, please feel free to email us directly at [email protected] or call us at 833-845-1016. We’re available from 8 AM – 8 PM EST, Monday – Friday.
CU
customer
Interest is ridiculously high
Interest is ridiculously high. And they don't let you know about it until after they go through your credit. Not to mention my credit went down 86 points because of this. And if you miss a payment they fine you big time. Never will use this company again after I pay it off. 400$ loan for 2,400+
Response from Fast Fund LendingMar 31, 2025
Hi,
Thank you for your feedback. We’re sorry to hear that your experience did not meet your expectations. At Fast Fund Lending, Transparency is important to us, and we ensure that all loan details including payment schedules, finance charges, and APR are outlined in the loan agreement, which is sent for electronic signature and available anytime through our Fast Fund Lending account.
Keep in mind you are not obligated to keep the payment schedule. We also offer flexible repayment options to help you save on interest. You can:
Pay off the loan early – There are no prepayment penalties, so paying off your balance sooner can significantly reduce the total interest paid.
Make additional principal payments – Any extra payments you make go directly toward reducing your principal balance, which lowers the overall interest and shortens the loan term.
A copy of your loan agreement is available to you at any time by logging into your Fast Fund Lending account, and we are here to discuss the terms of your loan with you in more detail. Please email us directly at [email protected] or call us at 833-845-1016. We’re available from 8AM – 8PM EST, Monday – Friday.
DK
daniel K.
Do not use this company what a absolute…
Do not use this company what a absolute joke 447 % rate sure glad they went over that on the phone . Scumbags. was told a 20 something % over the phone then didn't get the documents rite a way . Guess I leard my lesson. The 1 start ratings are B.S.
Response from Fast Fund LendingMar 12, 2025
Hi Daniel,
Thank you for your feedback. We’re sorry to hear about any concerns regarding our loan terms. Transparency is important to us, and we ensure that all loan details including payment schedules, finance charges, and APR are outlined in the loan agreement, which is sent for electronic signature and available anytime through our Fast Fund Lending account.
It is important that our customers understand that they are never obligated to keep the loan for the entire duration of its term, We also offer flexible repayment options to help you save on interest. You can:
Pay off the loan early – There are no prepayment penalties, so paying off your balance sooner can significantly reduce the total interest paid.
Make additional principal payments – Any extra payments you make go directly toward reducing your principal balance, which lowers the overall interest and shortens the loan term.
We’d love the opportunity to discuss further. To ensure your privacy, we cannot discuss account details here. We will be reaching out within 48 business hours for more information about your experience. If you prefer to speak with us sooner, please feel free to email us directly at [email protected] or call us at 833-845-1016. We’re available from 8AM – 8PM EST, Monday – Friday.
MS
Marlene S.
Horrible experience
Horrible experience. They prey on people who do not understand what they are signing. My relative had an income of 1100.00 per month and they withdraw 439.00 and 432.00 2X per month leaving her with pennies for the month. Was a huge hardship for her. So tell me how she got approved for this loan with that income? The initial amount she took out was 1600.00 and 6 months later after 2 payments per month she owed 1229.00
Interest worse than a loan shark, 636.39%. Is that legal? She still does not understand what she signed as she is mentally disabled. How is that for fair?? She has killed herself to pay this loan and she has paid over 5200.00 and they are still not done taking money from her. Think I will report this to the FBI. Oh and I would not even give one star if possible.
Response from Fast Fund LendingFeb 22, 2025
Hi Marlene,
Thank you for your feedback. We’re sorry to hear about any concerns regarding our loan terms. Transparency is important to us, and we ensure that all loan details—including payment schedules, finance charges, and APR—are outlined in the loan agreement, which is sent for electronic signature and available anytime through our Fast Fund Lending account.
It is important that our customers understand that they are never obligated to keep the loan for the entire duration of its term, We also offer flexible repayment options to help our customers save on interest. You can:
Pay off the loan early – There are no prepayment penalties, so paying off your balance sooner can significantly reduce the total interest paid.
Make additional principal payments – Any extra payments you make go directly toward reducing your principal balance, which lowers the overall interest and shortens the loan term.
We’d love the opportunity to discuss further. Please have the Fast Fund Lending customer email us directly at [email protected] or call us at 833-845-1016. We’re available from 8AM – 8PM EST, Monday – Friday.
L
L
Do NOT use!!!!
Not an honest company. Very shady, rude, and entitled. Don’t expect to speak to any one that you can actually understand. After completing the application and being literally approved, he contacted them for bank verification and they said he was not approved. The woman he spoke with was extremely rude and then legitimately forwarded his information to a literal scammer after he hung up on her. Would not ever do business with this company due to the false advertising and unbelievably awful customer service.
Response from Fast Fund LendingJan 25, 2025
Hi,
Thank you for taking the time to share your experience. Your feedback is important to us!
To ensure your privacy, we cannot discuss account details here, but we would like to get the details of your experience so that we can properly escalate your concerns.
Please email us directly at [email protected] or call us at 833-845-1016 to discuss. We’re available from 8AM – 8PM EST, Monday – Friday.
Warm regards,
Thank you again for choosing Fast Fund Lending!
