Dovly AIReviews of dovly.com

They so good but expensive

I think Dovly does assist with things such as disputing something from your credit report to the 3 credit companies making it easy and saving time. Beyond that though, I don't see much major benefit to me or my credit score. In fact, Dovly, in their very own app, try to upsell you to multiple other services that will help you boost your credit score which all cost a monthly or yearly fee which can be as high as $100+. If Dovly could boost your score, why would they need to advertise other companies that do it? And what is the benefit of Dovly Pro, that is $22 per month, if they are providing options that rapidly boost your score. If $22 per month provides a dispute button which many people will only need to use once or twice when rebuilding their credit, then it's a rip off. I wanted to like Dovly until I noticed that it's an app claiming to boost your credit score, that then tries to charge you a membership fee themselves while marketing for other companies that actually may help you boost your credit score instead. Like a credit app that says it can do something and then when you sign up for it, it provides you somewhere else to go to sign up to receive the service that they themselves claimed to do for you. And let's be realistic here, Dovly isn't recommending these specific services and companies that help with your score for a fee just out of the kindness of their hearts, they're doing it because they get a commission / a partial profit from when you sign up for those other companies because they're essentially just an advertising and marketing company for other companies and they do that because if you sign up with these other companies then they also get paid too. And that would be fine if that was all that they did but then they want you to sign up for Dovly Pro and then they try to charge you a membership fee but they're not going to boost your score like these other companies will because if they were then why advertise for the other companies and if they're not able to do it then why am I being charged $22 a month then? It's all very off putting to me and unfortunately not every person out there is as aware or thinks is critically as I do which might lead to them spending more money and getting less benefit for that money they're spending. So I canceled Dovly Pro and I am made a mistake of signing up for the membership thinking that they were going to provide me a boost in my credit score when really they're not. Or they do it slowly so that you have to maintain a monthly membership. And if you wanted to go faster than you have to sign up with one of their buddy companies so that they get a profit from that or they get a profit from the membership sign up that they have. So you're better off seeking out companies that do the same thing and see what benefits they have at for what cost and how quickly they can do it. Nothing should have to require you to have a subscription in order to effectively help you build your credit. I think that they're not malicious but they're not stupid either and there are for profit business and so unfortunately that means that they're going to do what they have to do to make money even if it's making money off of people that have bad credit to begin with. And I hope somebody from Dovly reads the review here and sees what I had to say, if only just so they know that not everybody is dense and some of us are paying attention to what exactly is being advertised and at what cost and it would benefit. So don't think that you have everybody fooled.

I don’t think it’s the primary scores that this app is using and I’m not quite sure how accurate it is but the free disputes are cool

I do like Dovly, I just felt like my credit would be significantly higher faster for the subscription, but we are getting there! Making progress

Was kind of boring and didn't really show me what to do.

Edit*** After speaking to Dovly, I have decided to restore my subscription and wait 4 more months to see if they can remove negative accounts and improve my score by "double digits". That will be 6 months. I've paid down my credit cards and my score already increased but I expect more from Dovly. I've had Dovly for 2 months. They have not completed 1 task in that time. I was able to do everything myself that I asked them to do in 1 month. They are stringing me along so they can get paid but they are doing nothing for me. I did the disputes on my own and had items removed in 1 month. My advice, use Credit Karma and do the disputes yourself because Dovly is useless unless you like giving money to a company that does nothing for you.

Seems like a good thing. I’m using the free version right now and will know more after I dispute a few things on my credit report

Just signed up. And the Free service only disputes 1 item to one credit bureau per month. I am going to wait and see what happens before I purchase any of the upgraded offers.