Dovly AI is shaking up the credit game with an AI engine that builds, fixes, and protects your credit—100% free. We’re breaking down barriers to financial freedom and helping every American boom.
Dovly AI (dovly.com) has 697 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
Also known as
dovly.com
Website
dovly.com
Category
Investments & Wealth
Location
Scottsdale, Arizona
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Love this app it got several items knocked off my credit report Dovly AI is great
Response from Dovly AIJun 15, 2026
We're happy to hear you've had a positive experience and have seen changes to your credit report along the way. Our goal is to help members identify opportunities to improve their credit profile while making the process easier to understand and manage. We appreciate you sharing your experience and are grateful to be part of your credit journey.
TA
Tanalis A.
Excelente 👌 app ayuda mucho lo…
Excelente 👌 app ayuda mucho lo recomiendo
Response from Dovly AIJun 15, 2026
¡Muchas gracias por tu recomendación! Nos alegra saber que Dovly te ha ayudado y que has tenido una buena experiencia con la aplicación. Nuestro objetivo es brindar herramientas e información que ayuden a las personas a comprender mejor su crédito y avanzar hacia sus metas financieras con mayor confianza. Agradecemos tu apoyo y que te hayas tomado el tiempo de compartir tu experiencia.
BM
Brandee M.
Very helpful
Very helpful
Response from Dovly AIJun 15, 2026
We're glad to hear you've found Dovly helpful. Whether it's gaining a better understanding of your credit, tracking your progress, or working toward your financial goals, we're committed to providing tools that make the process easier. We appreciate your support and thank you for being a valued member.
CW
Cara W.
The experience with dovly AI is amazing
The experience with dovly AI is amazing
Response from Dovly AIJun 15, 2026
Thank you for the 5-star review! We're glad to hear you've had such a positive experience with Dovly. We work hard to make credit improvement easier to understand and more accessible, so it's rewarding to know the platform has been helpful for you. We appreciate you taking the time to share your feedback and are grateful to be part of your credit journey.
NC
Nestor C.
Was Dovly the Right Fit for My Credit Profile?
The more important question is: “Was Dovly the right fit for my credit profile?”
I want to share an honest and balanced review about my personal experience with Dovly.
When I first signed up, I experienced a significant temporary drop in my TransUnion score shortly after the Dovly tradelines/services were added to my credit report. At the time, it was frustrating and concerning because I already had an established credit profile with credit cards, auto loans, and several years of credit history.
Because of that experience, I initially felt Dovly was not the right fit for my situation.
However, within less than three weeks, I also started seeing positive changes to my credit profile. A negative credit card item was removed from my report, account updates were completed, and my scores improved significantly afterward. My current FICO Score 8 is now above 700, which was a major recovery from where things were during the temporary drop.
This experience taught me that credit results can vary greatly depending on each person’s profile. Some consumers, especially those with limited credit history or reporting issues, may benefit more quickly, while others with established credit profiles may experience temporary fluctuations before seeing improvements.
I do believe every credit profile is different, and in my case the process eventually led to positive improvements over time. I appreciate that negative items were addressed and that my credit scores later recovered significantly.
Overall, I’m sharing my real experience in a fair, professional, and honest way. While the beginning was concerning for me personally, the later results were much more positive, and I believe consumers should review their own credit situation carefully to determine what works best for them.
Response from Dovly AIJun 15, 2026
Thank you for sharing such a detailed account of your experience. We appreciate the balanced perspective and your willingness to discuss both the challenges and the outcomes you encountered along the way.
One of the most important points you highlighted is that credit is highly individual. Factors like account age, credit mix, existing history, and reporting activity can all influence how changes appear on a credit report, which is why experiences can vary from person to person. Our goal is not to offer a one-size-fits-all solution, but to provide tools that help members address credit reporting issues, better understand their credit profile, and make informed decisions about their financial future.
We're glad to hear that the initial concerns gave way to meaningful improvements, including updates to your credit profile and a FICO® Score 8 above 700. Thank you for taking the time to provide such thoughtful feedback and for sharing a real-world example that may help others set realistic expectations as they work toward their own credit goals.
TA
Tamara
p brought my credit up immensely thank…
p brought my credit up immensely thank you so much I continue to look forward to work with you Tamara Wong
Response from Dovly AIJun 15, 2026
Tamara, thank you for the 5-star review! It's wonderful to hear that you've seen such a significant improvement in your credit. Helping our members make meaningful progress and feel more confident about their financial future is exactly why we do what we do. We appreciate your trust in Dovly and look forward to continuing to support you on your credit journey. Thank you for being with us!
SW
Spencer W.
The great experience is very…overwhelming
The great experience is very overwhelming. Hard to speak on anything negative because of it's greatness.
Response from Dovly AIJun 15, 2026
Thank you for the thoughtful review! It's incredibly rewarding to hear that your experience has been such a positive one. We know that improving and managing credit can often feel overwhelming, so we work hard to make the process easier to navigate and more empowering for our members. We appreciate your kind words and are grateful for the opportunity to support your credit goals.
PT
Penni T.
First off joining dovly has improved my…
First off joining dovly has improved my credit and opened up different opportunities in the short amount of time I've been with them it educate you on the things that you are working on and go step by step depending on what membership you have you will see the change in the short amount of time I'm extremely happy and can't wait to see the future holds
Response from Dovly AIJun 15, 2026
Thank you for sharing your experience! It's great to hear that you've already seen improvements to your credit and new opportunities open up in a relatively short period of time. We believe that understanding your credit is just as important as improving it, so we're glad the educational aspects and step-by-step guidance have been valuable for you. Your excitement about what's ahead is exactly what we hope to inspire, and we appreciate the opportunity to be part of your financial journey.