DonkeyLoans.ai is the industry’s premier "Smart Shop" for small and mid-sized business financing.We have evolved our brand to better reflect our dual commitment to high-level financial strategy and relentless execution. At DonkeyLoans.ai, we operate with a Consulting-First approach. Our team of expert advisors moves beyond basic lending to act as your strategic partners—analyzing your margins, cash flow, and specific business goals to engineer funding solutions that act as a lever for growth.The DonkeyLoans.ai Standard:Smart Strategy: We don’t just "move paper." We provide deep-dive consultations to ensure your capital structure makes sense for your long-term ROI.Workhorse Execution: We take pride in doing the heavy lifting. Our team relentlessly manages the complexities of the underwriting process to secure the best possible terms with the speed our clients expect.Reliable Results: From rapid 24-hour funding to specialized programs for diverse industries, we provide the infrastructure that modern businesses run on.Whether you are looking for rapid expansion capital or a strategic partner to navigate your business's financial future, DonkeyLoans.ai provides the Strategy to Lead and the Strength to Deliver.
DonkeyLoans.ai (donkeyloans.ai) has 118 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
Website
donkeyloans.ai
Category
Investments & Wealth
Listed on Five Star Index
2026
About these reviews
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The company replied to 94% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Me and my husband were shopping around for a while and the process was a total nightmare. We talked to a few other brokers who promised us the world, but when it came time to actually sign a contract, the terms totally changed or they just disappeared.
Donkeyloans was the only one that was straight with us. We knew our revenue has been a bit up and down lately, but they actually worked to get us an offer that was closest to what we needed and what actually made sense for our business right now. No 'broker talk'—just a real answer and the funding we needed. Highly recommend!
Response from DonkeyLoans.aiMar 20, 2026
Thank you so much for the kind words! We know how much your business means to you and your husband, so we’re just glad we could provide a clear path forward when things felt uncertain. It was a pleasure working through the details with you to find the right fit—we’re rooting for your continued success!
AH
Amos H.
I rarely write reviews
I rarely write reviews, but my experience with Donkey Loans was extremely disappointing and frustrating.
I came in as what most lenders would consider an ideal borrower. I have excellent credit and strong income, and from the very beginning I made it very clear that I was only interested in a line of credit with reasonable terms. They assured me they could help with that and encouraged me to move forward with their process.
However, very early in the process they collected a large amount of my personal and financial information before presenting any real terms or clear offer. That should have been a red flag.
When the offer finally came through, the terms were nothing like what had been discussed. The interest rate was extremely high and the line of credit amount was not what I asked for. The terms looked more like something offered to someone with poor credit or unstable income, which made no sense given my financial profile.
Even after that, they kept trying to push me toward an SBA term loan, even though I clearly stated multiple times from the beginning that I was not interested in that type of financing.
Overall, the experience felt misleading and like a waste of time. I would strongly recommend verifying everything in writing and being very cautious before sharing personal information or doing business with this company.
Response from DonkeyLoans.aiMar 18, 2026
Hello Amos,
At Donkeyloans.ai, we take our underwriting process seriously. To clarify the facts of this file: you requested a specific Line of Credit (LOC) from the beginning. After thoroughly underwriting your profile, we successfully secured a 3-year revolving credit facility with monthly payments.
When you expressed a need for a higher dollar amount and a longer repayment schedule, our team pivoted to secure a premium, 10-year SBA-backed Term Loan with prime interest rates—the highest tier of funding available in the alternative space. Based on our records, you declined both the LOC we provided and the long-term SBA option, requesting instead to close the file, which we respected immediately.
We respectfully disagree with this review. Unlike many in this industry, we do not charge any upfront fees. We invested our own resources, time, and underwriting expertise to produce two distinct, high-quality offers that met the criteria you described. We stand by the work we did to provide you with the best possible options the market allows.
AS
Anthony S.
Juan was extremely helpful!
Juan was extremely helpful and answered all of my questions and explained the process completely. I'm glad that I got him in the draw!!
Response from DonkeyLoans.aiMar 6, 2026
Thank you for the kind words! We’re so glad to hear the process was clear and helpful. We look forward to supporting your business's growth!
JE
Joshua E.
Thomas Garayua was quick
Thomas Garayua was quick, efficient and worked to get me some options. Options are always important. Highly recommend him!!!
Response from DonkeyLoans.aiMar 2, 2026
Thank you for the review! We believe that providing a variety of capital options is essential for any business owner to make an informed decision. It was a pleasure working with you, and we appreciate the support.
DT
Dwayne T L.
Uclid
Uclid, works very fast and accurate, he is great at what he does. I enjoy working with him very much, I have referred him to another friend of mine that is looking for financing.
Response from DonkeyLoans.aiMar 2, 2026
It’s great to hear that you had such a positive experience with our team. Accuracy and efficiency are at the core of how we operate at Donkeyloans.ai. Thank you for the support and the referrals—we’re ready to help whenever you or your colleagues need us next.
JS
Jesse S.
Uclid helped me with a consolation
Uclid helped me with a consolation. He was helpful and friendly. Good experience.
Response from DonkeyLoans.aiFeb 16, 2026
We appreciate the kind words! I’ll be sure to share this with Uclid—he takes great pride in helping our clients. Thank you for trusting us with your business.
EA
Eduardo A.
We start the proces and Juan Fernandez…
We start the proces and Juan Fernandez was friendly and quick with everything make easy,thanks
Response from DonkeyLoans.aiFeb 13, 2026
We’re glad we could make the process quick and easy for you. Speed and efficiency are what we do best. Thanks for the trust!
SH
Susan H.
Uclid was very kind and helpful we were…
Uclid was very kind and helpful we were able to get funding very quickly after talking to him. He is diligent and made sure we understood everything. Highly recommend Uclid!
Response from DonkeyLoans.aiFeb 12, 2026
Getting deals funded quickly while ensuring our clients understand every step of the process is exactly how we operate. We appreciate the feedback and are proud to have been a part of your business's growth. Thanks for choosing us!
