DonkeyLoans.ai is the industry’s premier "Smart Shop" for small and mid-sized business financing.We have evolved our brand to better reflect our dual commitment to high-level financial strategy and relentless execution. At DonkeyLoans.ai, we operate with a Consulting-First approach. Our team of expert advisors moves beyond basic lending to act as your strategic partners—analyzing your margins, cash flow, and specific business goals to engineer funding solutions that act as a lever for growth.The DonkeyLoans.ai Standard:Smart Strategy: We don’t just "move paper." We provide deep-dive consultations to ensure your capital structure makes sense for your long-term ROI.Workhorse Execution: We take pride in doing the heavy lifting. Our team relentlessly manages the complexities of the underwriting process to secure the best possible terms with the speed our clients expect.Reliable Results: From rapid 24-hour funding to specialized programs for diverse industries, we provide the infrastructure that modern businesses run on.Whether you are looking for rapid expansion capital or a strategic partner to navigate your business's financial future, DonkeyLoans.ai provides the Strategy to Lead and the Strength to Deliver.
DonkeyLoans.ai (donkeyloans.ai) has 118 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
Website
donkeyloans.ai
Category
Investments & Wealth
Listed on Five Star Index
2026
About these reviews
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The company replied to 94% of reviews.
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Most recent review: October 2026.
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Someone called me today from Donkey and I told them I couldn't talk but it kept on trying to ask me questions so I had to hang up on him, and then immediately he texted me and starting to harass me. Totally unacceptable.
Response from DonkeyLoans.aiJul 1, 2026
Hi Robert, sorry to hear this one didn't go well. We only reach out to people who've inquired about funding with us, and our aim is always a respectful conversation. You're welcome to reach us anytime at [email protected]
AH
Amos H.
I rarely write reviews
I rarely write reviews, but my experience with Donkey Loans was extremely disappointing and frustrating.
I came in as what most lenders would consider an ideal borrower. I have excellent credit and strong income, and from the very beginning I made it very clear that I was only interested in a line of credit with reasonable terms. They assured me they could help with that and encouraged me to move forward with their process.
However, very early in the process they collected a large amount of my personal and financial information before presenting any real terms or clear offer. That should have been a red flag.
When the offer finally came through, the terms were nothing like what had been discussed. The interest rate was extremely high and the line of credit amount was not what I asked for. The terms looked more like something offered to someone with poor credit or unstable income, which made no sense given my financial profile.
Even after that, they kept trying to push me toward an SBA term loan, even though I clearly stated multiple times from the beginning that I was not interested in that type of financing.
Overall, the experience felt misleading and like a waste of time. I would strongly recommend verifying everything in writing and being very cautious before sharing personal information or doing business with this company.
Response from DonkeyLoans.aiMar 18, 2026
Hello Amos,
At Donkeyloans.ai, we take our underwriting process seriously. To clarify the facts of this file: you requested a specific Line of Credit (LOC) from the beginning. After thoroughly underwriting your profile, we successfully secured a 3-year revolving credit facility with monthly payments.
When you expressed a need for a higher dollar amount and a longer repayment schedule, our team pivoted to secure a premium, 10-year SBA-backed Term Loan with prime interest rates—the highest tier of funding available in the alternative space. Based on our records, you declined both the LOC we provided and the long-term SBA option, requesting instead to close the file, which we respected immediately.
We respectfully disagree with this review. Unlike many in this industry, we do not charge any upfront fees. We invested our own resources, time, and underwriting expertise to produce two distinct, high-quality offers that met the criteria you described. We stand by the work we did to provide you with the best possible options the market allows.
AN
Anon.
Elie Venturi was extremely rude
Elie Venturi was extremely rude, threatened me for not taking his financial offer despite me telling him multiple times it was an incomplete offer. Unprofessional, disrespectful. I have emails and texts to prove all of it upon request.
Edit:
Funny you say you don't know who I am, but you certainly didn't deny who your employee is.
Response from DonkeyLoans.aiJan 22, 2026
Hello, thank you for your feedback. We take our Standards of Professional Conduct very seriously and are concerned by your comments.
Because this review is anonymous, we are unable to link this experience to a specific file in our system or verify the interaction you’re describing. We have no record of a client being treated in this manner, as we pride ourselves on maintaining a respectful and transparent process for every business we serve.
We would like to investigate this immediately. Please reach out to us at [email protected] with your name or business information so we can review the communication logs and address this appropriately.
CM
carolyn M.
TOTAL BAIT AND SWITCH SCAMMERS!!
TOTAL BAIT AND SWITCH SCAMMERS!!
I applied for and was told i was approved for an LOC at a rate of 9%.
I wound up locked into a disgusting MCA @ 46% interest - i was told they were depositing 10k as the opening line of credit, which i could pay back after 30 days> yes, 10k was deposited into my account-however the "loan" was for 15k, of which they took 5k off the top-and now take $1,200 a month out of my account for the next 12 months! My LOC @ 9% turned out to generate a loss for me totaling over $15,000!!! DISGUSTING!! When i tried calling them to make it right-the manager "Gil" was a bit harsh-and then just stopped responding at all!!! NO attempt to "make it right", after saying they would- STAY AWAY!!!!
Response from DonkeyLoans.aiMay 16, 2025
We’re sorry to hear you’re dissatisfied with the funding experience. However, we want to clarify a few important details for anyone reading this.
You received funding nearly three months prior to reaching out, and at that point had already been making daily payments on the advance. During our call to understand the confusion, you acknowledged that you had not thoroughly reviewed the contract you signed—which clearly outlined the structure and terms of the merchant cash advance, including the amount, holdback, and repayment schedule.
As a broker, we are not the funder, and cannot retroactively change the nature of an agreement you entered into months ago. We always encourage every client to read and understand any funding documents before signing, and our team is available throughout the process to answer questions.
Additionally, your comment about seeking more funding for renovations, combined with the threat of a bad review unless the situation was “rectified,” made your request feel more like an attempt to renegotiate rather than a genuine misunderstanding.
We remain transparent in our process and strive to assist businesses responsibly. If you still have questions or need help exploring future funding options, we're happy to speak further.
MI
Mickey
Tell them not to call you and they do it again the next day!
For some reason a lender(NOT SPARK) shopped my businesses info on the UCC. So now I am fighting to to stop these marketing calls from funding brokers and debt consolidators. The first call I got was from Tony (Anthony Cullin) where I told him my predicament and that I am not in the market for funding at the moment, and he informed me on some products that may help me. Me not being a complete A**hole said he could send me his info and I may contact him. The day after I get a cold call from Spark in my caller ID, which I save everyone's number when I warn them them I am currently waiting the 31 days for the Fed DNC list. Told the new guy I am all set and put me on the DNC list, then proceeded to email Tony to let him know his colleague shot his shot and I am all set. Then today...... Spark Capital AGAIN!. If they are this desperate to drum up business, either they are putting the people they lend out of business or these shady marketing procedures are driving people away! Hopefully Spark doesn't get a hold of anyone's info reading this, they will not stop! Next thing is litigation for harassment!
His name is Anthony Cullin, he introduced himself as Tony, it should be understood that Tony is commonly used for Anthony, I have every email and call log ready to post. There is no making this better you had ample warning and STILL proceeded to cold call me after this review, spoke to Lorenzo and explained that this is unacceptable, I will give you some sort of merit for not using random number generators like all the other brokers that call me. You had fair warning, didn't rectify the situation and still called. Shows how much disorganization festers in your company. Good Luck, let me know where I can post all communication and call logs. there is no making this better! Ohh and all that info has been sent to the email addressed below, prior to being called AGAIN!
Response from DonkeyLoans.aiApr 2, 2025
Hi Mickey,
We’re sorry to hear about your experience and truly appreciate you bringing this to our attention.
We want to clarify that we do not have anyone named Tony on our team. It’s possible there may be confusion with another company or third-party marketer using a similar name or strategy. Spark Capital Group operates strictly within all state and federal marketing regulations, including full compliance with the Do Not Call (DNC) registry.
To ensure your information is fully removed from our internal records, we kindly ask that you email us directly at [email protected] with your business name. We’ll verify and make sure your details are added to our internal DNC list immediately.
We take these matters seriously and do not condone aggressive or repeated outreach. Thank you again for your feedback, and we’re here to make things right.
– The Spark Capital Group Team
