DonkeyLoans.ai is the industry’s premier "Smart Shop" for small and mid-sized business financing.We have evolved our brand to better reflect our dual commitment to high-level financial strategy and relentless execution. At DonkeyLoans.ai, we operate with a Consulting-First approach. Our team of expert advisors moves beyond basic lending to act as your strategic partners—analyzing your margins, cash flow, and specific business goals to engineer funding solutions that act as a lever for growth.The DonkeyLoans.ai Standard:Smart Strategy: We don’t just "move paper." We provide deep-dive consultations to ensure your capital structure makes sense for your long-term ROI.Workhorse Execution: We take pride in doing the heavy lifting. Our team relentlessly manages the complexities of the underwriting process to secure the best possible terms with the speed our clients expect.Reliable Results: From rapid 24-hour funding to specialized programs for diverse industries, we provide the infrastructure that modern businesses run on.Whether you are looking for rapid expansion capital or a strategic partner to navigate your business's financial future, DonkeyLoans.ai provides the Strategy to Lead and the Strength to Deliver.
DonkeyLoans.ai (donkeyloans.ai) has 118 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
Website
donkeyloans.ai
Category
Investments & Wealth
Listed on Five Star Index
2026
About these reviews
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The company replied to 94% of reviews.
Latest
Most recent review: October 2026.
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Tommy was a huge help in securing a loan for my laser hair removal business. He made the process smooth, explained everything clearly, and helped me get the funding I needed to grow. Highly recommend!
Response from DonkeyLoans.aiJun 2, 2025
Thank you so much for your kind words! We're thrilled to hear that Tom was able to make the process smooth and transparent for your laser hair removal business. Helping business owners like you grow is exactly why we do what we do. We appreciate your recommendation and look forward to supporting your continued success!
ED
Elizabeth D.
Tom was very helpful in helping me get…
Tom was very helpful in helping me get the money I needed to help hire additional help.
Response from DonkeyLoans.aiJun 2, 2025
Thank you for your feedback! We’re glad Tom was able to assist you in securing the funding needed to support your team’s growth. We’re always here to help your business move forward — wishing you continued success!
— The Spark Capital Group Team
TA
Teresa A.
Great Experience Getting a Business Loan
Tom was incredibly helpful in securing a loan for our business. From the start, he was knowledgeable, responsive, and made the process feel much less overwhelming. He took the time to understand our needs and helped us find the best option that worked for our business. Tom was honest and communicative so there were no surprises. We’re really grateful for his help and would absolutely recommend him to other business owners looking for financing.
Response from DonkeyLoans.aiJun 2, 2025
Thank you for the kind words and detailed feedback! We're thrilled to hear that Tom was able to make the funding process smooth, transparent, and aligned with your business goals. Providing honest guidance and personalized support is what we strive for, and it’s great to know it made a difference. We truly appreciate your trust and recommendation — and we’re here anytime you need us again!
— The Spark Capital Group Team
KH
Krisz H.
Fast and simple
Alexander Alden with Spark Capital made this a quick and painless process. The turnaround time on getting a loan was completed in no time . Alex was very informative and explained the process of the transaction very clear.
What my business needed was exactly what I received and will be using Spark again in the future.
Response from DonkeyLoans.aiJun 2, 2025
Thank you for the amazing feedback! We're glad to hear Alexander made the process smooth and clear from start to finish. It's our mission to deliver fast and reliable funding tailored to your business needs — and we're proud we could do just that. We look forward to working with you again in the future!
— The Spark Capital Group Team
MS
Mike S.
Happy customer
I was happy with the attention I received from the spark capital team. The few issues I was unsure of were addressed by Alex and I was able to go forward and close a deal with them. Look foward to continuing a relationship in the future
Response from DonkeyLoans.aiJun 2, 2025
Thank you so much for the kind words! We're thrilled to hear that Alex and the Spark Capital team were able to support you through the process and help bring your deal to a successful close. We truly value your business and look forward to building a strong, long-term relationship. If you ever need anything, we’re just a call away!
The Spark Capital Group Team
RS
Rocky S.
The best company ever!
First off I want have a shout out to Brian Carter and all of his underwriter! I own a landscape design buisness ! I needed funding , Brian and his crew got me the money I needed with no heart aches or trouble ! Brian and his underwriters went above and beyond to help me get funded with a working capital that fit my budget with a early payback discount! This company is honest, curtious ,respectful and answered any questions I had ! Honesty goes along way and Brian wasn't just a loan officer we became friends and he's became like a brother to me ! Brian really cares about your buisness , he doesn't just feed you a bunch of lies just to make a sale ! Like all these other company's that try to push you into signing a contract. Brian does the opposite he makes sure you are able to afford the payback on the loan and makes sure he doesn't put you in a bad position ! Like I said Bryan and everyone at spark capital group care for your buisness and your livelihood! Brian is now going to help my landscape buisness grow! Brian is going to help us get up to 5 buisness lines of credit to help us get our nursery fully opened ! Once we open we are going to advertise Spark capital group at our grand opening because we are going to have a bunch of company's at the opening ! Brian you are the best!
Response from DonkeyLoans.aiMay 27, 2025
Thank you so much for your incredible review!
We’re truly honored to have played a part in supporting your landscape design business. Brian was thrilled to hear your kind words — he puts his heart into making sure every client gets not just funding, but a solution that works long-term. Your success is exactly why we do what we do.
Hearing that Brian has become more than just your funding advisor — but also a trusted friend — means the world to us. We deeply value the trust you've placed in Spark Capital Group, and we’ll be right beside you as you grow and open your nursery.
Thank you again for your support, and we’re excited to be part of your continued journey!
Warm regards,
The Spark Capital Group Team
CM
carolyn M.
TOTAL BAIT AND SWITCH SCAMMERS!!
TOTAL BAIT AND SWITCH SCAMMERS!!
I applied for and was told i was approved for an LOC at a rate of 9%.
I wound up locked into a disgusting MCA @ 46% interest - i was told they were depositing 10k as the opening line of credit, which i could pay back after 30 days> yes, 10k was deposited into my account-however the "loan" was for 15k, of which they took 5k off the top-and now take $1,200 a month out of my account for the next 12 months! My LOC @ 9% turned out to generate a loss for me totaling over $15,000!!! DISGUSTING!! When i tried calling them to make it right-the manager "Gil" was a bit harsh-and then just stopped responding at all!!! NO attempt to "make it right", after saying they would- STAY AWAY!!!!
Response from DonkeyLoans.aiMay 16, 2025
We’re sorry to hear you’re dissatisfied with the funding experience. However, we want to clarify a few important details for anyone reading this.
You received funding nearly three months prior to reaching out, and at that point had already been making daily payments on the advance. During our call to understand the confusion, you acknowledged that you had not thoroughly reviewed the contract you signed—which clearly outlined the structure and terms of the merchant cash advance, including the amount, holdback, and repayment schedule.
As a broker, we are not the funder, and cannot retroactively change the nature of an agreement you entered into months ago. We always encourage every client to read and understand any funding documents before signing, and our team is available throughout the process to answer questions.
Additionally, your comment about seeking more funding for renovations, combined with the threat of a bad review unless the situation was “rectified,” made your request feel more like an attempt to renegotiate rather than a genuine misunderstanding.
We remain transparent in our process and strive to assist businesses responsibly. If you still have questions or need help exploring future funding options, we're happy to speak further.
MI
Mickey
Tell them not to call you and they do it again the next day!
For some reason a lender(NOT SPARK) shopped my businesses info on the UCC. So now I am fighting to to stop these marketing calls from funding brokers and debt consolidators. The first call I got was from Tony (Anthony Cullin) where I told him my predicament and that I am not in the market for funding at the moment, and he informed me on some products that may help me. Me not being a complete A**hole said he could send me his info and I may contact him. The day after I get a cold call from Spark in my caller ID, which I save everyone's number when I warn them them I am currently waiting the 31 days for the Fed DNC list. Told the new guy I am all set and put me on the DNC list, then proceeded to email Tony to let him know his colleague shot his shot and I am all set. Then today...... Spark Capital AGAIN!. If they are this desperate to drum up business, either they are putting the people they lend out of business or these shady marketing procedures are driving people away! Hopefully Spark doesn't get a hold of anyone's info reading this, they will not stop! Next thing is litigation for harassment!
His name is Anthony Cullin, he introduced himself as Tony, it should be understood that Tony is commonly used for Anthony, I have every email and call log ready to post. There is no making this better you had ample warning and STILL proceeded to cold call me after this review, spoke to Lorenzo and explained that this is unacceptable, I will give you some sort of merit for not using random number generators like all the other brokers that call me. You had fair warning, didn't rectify the situation and still called. Shows how much disorganization festers in your company. Good Luck, let me know where I can post all communication and call logs. there is no making this better! Ohh and all that info has been sent to the email addressed below, prior to being called AGAIN!
Response from DonkeyLoans.aiApr 2, 2025
Hi Mickey,
We’re sorry to hear about your experience and truly appreciate you bringing this to our attention.
We want to clarify that we do not have anyone named Tony on our team. It’s possible there may be confusion with another company or third-party marketer using a similar name or strategy. Spark Capital Group operates strictly within all state and federal marketing regulations, including full compliance with the Do Not Call (DNC) registry.
To ensure your information is fully removed from our internal records, we kindly ask that you email us directly at [email protected] with your business name. We’ll verify and make sure your details are added to our internal DNC list immediately.
We take these matters seriously and do not condone aggressive or repeated outreach. Thank you again for your feedback, and we’re here to make things right.
– The Spark Capital Group Team
