Meet Divvy. Find your dream home, move in now, and rent with built-in savings for your down payment. Our program is designed for you to become mortgage-eligible in 3 years or less.
Divvy Homes (divvyhomes.com) has 220 customer reviews on Five Star Index, with an average rating of 3.2 out of 5.
Also known as
divvyhomes.com
Website
divvyhomes.com
Category
Investments & Wealth
Location
San Francisco, California
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 71% of reviews.
Latest
Most recent review: April 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Worst living experience in 38 years of living. House was inspected and they only listed minor problems. After moving in, all sewage lines backed up, every water pipe in the house leaked, the main shut off valve was even broken. The garage floods, but they won't touch it because it's "not their responsibility". They did finally finish repairing everything needed, just before my 2nd year started. I couldn't get a mortgage in my first year so now the price of the house went up another 20k as per contract, so I will not be buying. I personally regret putting my family thru this whole situation.
Response from Divvy HomesMar 8, 2023
Hello, we’re sorry to hear about this. Thank you for letting us know. We’ll flag this to our team and get you the support you need. Please note our repairs and maintenance team is ready to help and can be reached directly at [email protected].
MB
Mollie B.
Signing up with Divvy was the only smooth thing.
Signing up with Divvy was a breeze the agent that sold us the home and found us a home was amazing.
However once we got into the home, it was a completely different story. The inspector had some concerns and Divvy was hoping to wait and address his concerns for when we will need to buy the house cause “it didn’t need to be addressed right away” Which seems extremely sketchy to me however, instantly things started going wrong in this home right away and the maintenance service that Divvy continues to hire continues to do terrible jobs, which have just snowballed into terrible renovations, that all could’ve been avoided.
We had a small leak dripping in the guest bathroom which divvy sent someone else to fix and the maintenance person said it was fixed it clearly wasn’t it was still dripping so bad that it was a constant stream coming from the faucet. The Fossett continue to get worse, and I sent a request and asked with so it was gonna come out because they also had people supposedly coming out to fix the chimney to replace all the windows (who measured wrong and ordered the wrong size so we had to take off work twice) so when someone finally came out to look at the leak, we were also complaining about because water was gushing up from our floors in our kitchen master bedroom in master bath, so much damage has occurred. After weeks of walking around with shoes on in our old house because water was just constantly pulled up from the floor. They were able to fix it but there’s now mold in our kitchen cabinets floorboards underneath the floor in the bathrooms. It’s so bad that I can’t even use our master bathroom because the smell is so strong and I’m allergic to it so I’m constantly getting sick and having to miss more work because I can’t even function in my own home.
There were some things that happened due to a hurricane that passed over, like our chimney stack being ripped out of the roof, was replaced with the most Rinky dinky scrap pieces of metal ever I don’t even think it could be considered a chimney stack. And when I sent pictures to the divvy maintenance. They completely ignored my concerns and adjust other things in my message. So now I’m looking at getting a county inspector to come out and check these things because I can’t trust Divvy to address my concerns.
Absolutely would not recommend anyone to buy through divvy. I wish things were better, I wanted this to work out so badly.
Response from Divvy HomesFeb 23, 2023
Hello, we understand the importance of making sure your home is a safe place to live, and we're here to help with any concerns you may have. Upon reviewing our records, it looks like our team has been working closely with you to address any maintenance concerns raised since you moved in. Most recently, our team connected with you on February 21, 2023, and presented a comprehensive plan to address the water damage in your home, and to arrange suitable accommodations for you while our vendors work on the repairs. We want you to know that we are fully dedicated to resolving this issue as efficiently and effectively as possible. If you have any further concerns or questions, please contact us directly at [email protected].
DA
David
The day I realized I made a mistake
The fact that home price was 170k negotiated down to 160. But yet I'm still making payments based on the 170k.
Response from Divvy HomesJan 23, 2023
Thank you for your review. We've escalated this feedback to our payments team. They will reach out directly to discuss this matter further with you.
JL
Junior L.
Not a lot of information given to us in…
Not a lot of information given to us in regards to how much of our saving money we will get back in return if we close to buy a different home elsewhere. Also unsure if she could use Divvy to purchase a second home more to our liking.
Response from Divvy HomesJan 20, 2023
Thank you for your feedback. You can view your equity savings directly on your portal. If you decide to leave before your lease is up we take a 2% re-listing fee and you are ineligible to go through the Divvy process again. If you'd like more information, please contact us directly at [email protected]. We'd be happy to assist.
SI
Someone in Atlanta Metro A.
Because there are not many reviews on Divvy Homes
Only writing this because it’s not many people out there who have made reviews. The process is quick but you have to have your money ready. I went with one of the divvy owned homes. The reason I did this is because the monthly payment fit my budget. I went into the house and it was nasty, dirty, lights flickering, lights not working, and a major appliance (range) was malfunctioning (burner was not working, light saying that the stove top is hot says on all of the time, and oven does not close all of the way). I told my agent and she put in a maintenance request for it.
When I went over to the house to check out the “repairs and fixes” the house was wiped down barely, carpets were vacuumed, floor was still sticky, place was dusty, filters were old, and the range was still disgusting, not closing properly. Lights were still flickering and some still did not work. I told my agent that there is no way that this place will pass a normal loan inspection process. My agent said that because divvy is a new company based in California they don’t have the resources to address my issues. I asked can they consider this in the price of the home and my agent made it seem like there was no debating the price. If Divvy owns the home cant they change the price?? Especially since they have been saying that they are being more conservative with their offers. This company owns thousands of homes. You would think addressing a range and cleanliness of the property would be a drop in the bucket for them. Especially if they just lowered the buy back price in my case or simply swapped out the stove.
I ended up dealing with it and pulling the trigger. I emailed divvy many times. No one gets back to you ever. If it is like this now I can only imagine how it will be when it is time for me to buy… Divvy, you need to consider your buyer experience, there should be additional help on Divvy’s side not just the agent. Consider making it more livable for the renter and I am telling you they will convert and buy. Also, the clause that says if your house doesn’t appraise is bull. You telling me that if the place can’t appraise I have to come up with the difference? That is predatory and you all know it. Buyers beware.
Response from Divvy HomesDec 19, 2022
Hello, we're sorry to hear that you haven't been able to speak with anyone regarding your concerns. We can confirm that a member of our maintenance team will reach out shortly to assist.
Here is some information regarding the the buyback prices and what happens if the house doesn't appreciate to that amount: https://help.divvyhomes.com/what-if-the-home-has-not-appreciated-to-the-buyback-price.
JR
jonathan R.
explained that the window was…
We explained that the window was cracked before we moved in, made the nessary report, have spoken several times with divvy to have it repaired. However not so much as a call explaining what is happening
Response from Divvy HomesDec 12, 2022
Hello, thank you for letting us know. We’re sorry to hear about this. Please open a work order for the repair. We’ll flag this to our team and get you the support you need.
CR
Chief R.
Buying experience was okay, the follow up is the issue.
Buying experience was okay it’s the follow up that we are not happy with. Took out extra money to cover needed repairs and raised out monthly payment, but nothing has been done. The tech they sent out the first time didn’t do anything as a matter of fact I had to get someone else to come and prove it was an error made by the tech and paid the out of pocket expense to have that tech prove that it was an error on here part before they would send someone else out to fix what the other tech messed up. Now they won’t send anyone to fix anything especially the foundation which needs to be repaired asap and when we call they simply say to water the foundation to help the house settle. So we took out the extra money added it to our total cost of the home and we can’t even use it to do what we got it out to do and that was to fix the house.
Response from Divvy HomesDec 8, 2022
Hello, thank you for letting us know. We’re sorry to hear about this. We attempted to call the number on file and could not get in contact with you. We've also sent an email to get more information regarding your maintenance concerns.
DD
Dan D.
Divvy's market is for starter homes…
Divvy's market is for starter homes only, i.e. less than 500K or less in major metros. Also, it appears the rents they charge are well above the local market rates. If you do purchase, you will pay an annual appreciation premium on the property. The problem with the business model is that none of these pertinent facts are disclosed until you are through the application process. For me, this was a waste of time.