Discover Financial ServicesReviews of discover.com

I have had the Discover secured card and a Discover Cash back checking Checking Account for a few years now and after a period of showing that I am fiscally responsible they refunded my security deposit for my secured card and raised my limit exponentially. I also get 1% cash back on all of my purchases which may not seem like a lot but if you use your card 100 times a week like I do it adds up quick. Discover has also come to my aid when I have dealt with fraudulent and even questionable unauthorized charges having recently refunded me $102 provisionally even before the issue was fully investigated and or resolved. It is also a huge bonus that discover has exclusively US based customer service available 24 hours a day 7 days a week with very short if any wait times. I have had multiple credit cards and still do and I have had multiple secured credit cards and I still have one and I've had multiple checking and savings accounts over the years. And so far, I have had less hassles with Discover than any of them. And trust me, I'm not one to give out compliments very easily. People and companies have to earn them. They have had very responsive customer service using both their online portal and also by phone with very short response times. I do see all the negative reviews but I truly believe that if there were issues with Discover in the past they have most definitely made an effort to resolve them and earn your trust and business. And no, I don't work for them or anything of the sort. I'm just a commercial parts driver for a fortune 200 company. An average nobody that works and saves hard.

I've used discover cc for maybe 15 years, and have only used the high interest savings for a month or so. I've never had any issues and customer service is as good as any. I do not have a secured card and that seems to be an issue for many. Their savings rate is currently 4.3%. There are some places higher but research them as many seem to have lots of issues.

Just opened new savings account to start off my 2024 goals, love the interest rate, 4.35% blow chase away

I made the decision to open a checking account with Discover about 2 years ago and I couldn't be happier. It is not a brick and mortar bank, but there are zero fees for having an account with this bank. No minimum balance required and no overdraft fines (I've only been over one time). There are tons of ATM's that you can use with no ATM fees, you just open your account online and put in your zip code and it will populate a list. The customer service is outstanding and if you lose your ATM card they will express ship you anew one free of charge. The icing on the cake is you get back 1% of your ATM purchases just like the Discover credit card, only the credit card gives you 3%, I think. Still I get back about $4 to $10 a month that I have transferred to my checking account when I am running low. Sometimes I save it up for a couple of months before cashing it in. You can deposit money from checks through participating ATM's and put cash in your account at Walmart stores financial hub. I am disabled so i receive a check monthly from SSDI and Discover makes those funds available to me three days early. I have absolutely no complaints with this bank. I highly recommend opening a checking account with them. I also get free checks which I use one a month to pay my rent. Great bank, something I never thought I would say,

Always been responsive via customer service at all hours and works well for all credit card and banking needs. Be aware that bank transfers to this account take way too long to become available (I've had waits of a week just to be able to spend my money).

Discover notified me when someone tried to make a fraudulent purchase on my card. I'm so thankful for that notice cuz I didn't make the purchase & Discover did help me close out old card, get new one & I didn't have to pay for all the help. I can't thank them enough for taking care of me. Eternally grateful! I so appreciate what they did.

I love this bank. No fees and their cashback debit card is awesome. Would highly recommend as an online bank.

Nothing but positive reviews for Discover. Their cash back incentives and customer service are excellent. Discover has top of the industry security and ease of use.