DeserveReviews of deserve.com

App interface could be better, but overall the service quality and reliability has not given me any significant problems. Would reccomend to people who are just starting off with credit cards!

Best platform for starters, especially without SSN

Deserve provides card to students without SSN. Thanks for letting me start my financial journey in USA.

I've been using this credit card since 2019 and I love it soo much to the point that it protects me from scams. I love the app and everything is clear. The only issue with this credit is that it is hard to insrease your limit since it is based on your history with them other than that I am happy with the service and products

I had an absolutely horrible experience from Deserve. I was approved for the Deserve EDU Mastercard on June 23rd and after more than a month, they still haven't sent me the card (August 12th now), despite multiple calls to their customer support. I'll get the second billing statement next week, and still no card! It's just been a total headache dealing with their customer support, who just keeps endlessly pushing back the timeframes for me to receive the card- they made me wait one full month before re-issuing the card, and kept on asking me to wait for a couple more days every time I call them after the standard 5-10 business days time frame. And I've verified my address multiple times, so it seems something is terribly wrong with their shipping, since I've been getting other USPS mails just fine. Just know that if at all something goes wrong, their customer service might just keep giving you false promises without trying to sort out the issue properly. I finally got tired of contacting their customer support, filed a complaint with the CFPB (unsurprisingly, Deserve Inc was not even registered with the CFPB), and got a credit card from Discover- and I finally have some peace of mind.

Best for students

Great card. App could be better. I wish I could see a more complete breakdown of the money that was owed and due on the account. They purposely make it slightly more difficult to view a breakdown of your balance, but other than that, great card. They even increased my credit limit after a couple months!

I've really enjoyed using this card and the app; the notifications are helpful and payments couldn't be easier. The app is extremely intuitive and secure, and I got a replacement card in the mail really quickly when I lost my first one. Also, I love keeping track of my score in the app. I would recommend this card to anyone, especially new credit card users like myself.