Debt Clear USAReviews of debtclearusa.com

This company misrepresents their intention. I was deceived into agreeing to what I was told was a loan consolidation-which is what I want because it’s appropriate for my situation-but instead ended up in a debt settlement process, which I did not want. I am able to make monthly payments and do not want my accounts to become delinquent and do not want a 6 month hellstorm of creditors attacking using every communication source available to get the payments they’re entitled to because you are waiting for my escrow account to accumulate enough $. How can my escrow account possibly satisfy the overdue balances I owe to the now very angry creditors? Or collectors? Your history has a settlement success rate of about 50%, and the unpaid balance remains the responsibility of the holder, which now includes more interest and late payment fees. And because it shows as debt negotiated/settlement, your credit score/report tanks for 7-10 years and all accounts are permanently closed. No one will touch you. But you walk away with a successful “settlement” regardless of the outcome. There’s more of an incentive for you to negotiate a lesser settlement for a more profitable return for yourself. And the client rarely understands the control they have regarding their $ invested in the process. And many withdraw before completion due to disillusionment and the realization that they’ve been misled, therefore ending up in a worse position than prior to entering into an agreement with your company. As for reviews, anyone can buy them. Like buying ads. You could buy an article in Forbes if you have the $. They mean nothing. It’s the cases listed by BBB and the Attorney General’s Office and other relevant agencies that provide the truth. My conversation is recorded where I specifically asked if I what I was doing was a loan consolidation- not loan settlement. There are texts backing this up too. I have offered to define the difference and explicitly said I did not want any type of debt settlement program. And I was told it was loan consolidation. I think you may need to mandate an educational forum so employees have a more knowledgeable understanding of the program they’re selling. It’s basically a wolf in sheep’s clothing for someone like me who’s not trying to sink into financial ruin

The whole process seemed scamy. First you think you're dealing with someone from this Debt Clear USA company then it's someone from Americor. I feel completely misled by the person that took on my case file. They were very informative and answered all of my questions at first. Then, when it came time to move forward with the debt consolidation offer, I did not have my bank account information so I said I would call back later. I called back and a new person began talking to me about my case and said the previous person was no longer with the company and that I would not be accepted for anything the pervious person offered me. Either the first person was fishy or they all are. An F- experience. I'm just trying to fix my financial situation and these POS are playing with people's lives. SCUM.

Hello ! My husband and I signed up for this debt consolidation program since August 19,2024. Almost immediately, we misplaced the password to log into our client portal. We followed instructions to reset our password via e-mail, and over the phone with customer service multiple times. It is now September 4, 2024 and we have yet to receive any kind of response, and we can't access our portal. We don't know what to do anymore. If anything to us this is a very important matter, and it needs to be treated in a timely manner. Thank you! Melisa Morin

Does anyone have an actual review about how the experience was? Just because you signed up doesn't mean the experience was excellent