CreditStrongCreditStrong builds credit development products for consumers and small businesses. We're powered by Austin Capital Bank, a 5* rated independent community bank and member of the FDIC.A strong credit score can open doors to credit cards, car loans, mortgages and more. It can help save money on insurance & utilities, aid in qualifying for apartment leases and so much more. At CreditStrong, we believe a strong credit score is a foundational component of a strong financial future, and it should be accessible to all. With plans starting as low as $15/mo, you can choose they type of credit that's right for you, a payment that makes sense, and get started building today. CreditStrong's products impact 90% of the factors used to calculate a consumer's FICO score, and are even designed to build savings at the same time as you build credit. We report to all three major consumer credit bureaus. We even help small businesses build credit! With plans that let your small business choose between interest or no-interest offerings, we've got a solution that can help your business establish it's own credit profile. A business with a strong credit profile can often access beneficial invoicing terms, higher limits with suppliers, and funding options to help manage cash flow. CreditStrong does not provide unsecured personal loans or credit cards - the savings you build will be accessible to you after your credit builder loan is complete, or after a period of time has elapsed, depending on the plan you select. Individual results may vary. Unique experiences and past performance for individuals do not guarantee future results for other individuals.
CreditStrong (creditstrong.com) has 104 customer reviews on Five Star Index, with an average rating of 1.8 out of 5.
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Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · Austin, Texas
Excellent
Investments & Wealth · The Woodlands, Texas
Excellent
104 approved reviews, newest moderated first
MICHAEL G.
Credit strong offered me an opportunity to build some credit history while also saving money.
Response from CreditStrongNov 1, 2022
Michael - we're glad to hear that CreditStrong has helped you build your credit profile! Thanks for being a part of the CreditStrong community.
Valsema W.
Credit Strong has helped me to help myself by assisting me with an opportunity to elevate the strength of my credit. I can create great opportunities for myself by establishing strong credit with the responsibility & discipline of paying consistently on time.
Response from CreditStrongOct 31, 2022
Valsema - we're thrilled to hear your experience! Thanks for being a part of the CreditStrong community.
Will
I've been with CS for almost a year and a half now and my Credit score has went up a good amount. They have a very helpful and responsive customer service team and email you several reminders so that you're not late making your monthly payments.
Response from CreditStrongOct 30, 2022
Thanks for the positive review! We're happy to be a part of your credit building journey!
George
Very professional and courteous. Two years
Response from CreditStrongOct 30, 2022
Thank you! We love hearing great feedback.
DeAutry
Prompt and knowledgeable service
Response from CreditStrongOct 28, 2022
Thank you for your feedback!
PEG S.
I opened a small account a few years ago and thought oh this would be a great idea to open a larger one and have a little something growing. Well my husband died and I just couldn't afford to pay the 110 any longer. It takes a while for the "dust to settle" when someone dies. So i closed the account and I had paid 1000 in and they took 500 for "interest"!!!!
Response from CreditStrongOct 28, 2022
Peg - we're sorry to hear about your loss. Our MAGNUM products are designed to build large amounts of credit, and they are long-term products, with 120 month terms. As with any loan, in the early months of the product your payments will be heavily weighted towards interest, and transition towards principal over the term of the loan. You can see the amortization schedule see how your payments are allocated in each year of a MAGNUM plan here: https://www.creditstrong.com/magnum-detail/
Carlos
Me a ayudado mucho en crédito y puntaje subió te ayuda a educar tu responsabilidad
Response from CreditStrongOct 27, 2022
We're glad to hear that this has been helpful for you! ¡Nos alegra saber que esto ha sido útil para usted!
Bryce
Haven’t gained much from start.. but lost 65 points due to a debit card fraud mistake
Response from CreditStrongOct 27, 2022
Bryce - we're sorry to hear about your fraud challenges. Because credit scores are a compilation of all your credit-related activities, the impact of CreditStrong on your profile may be overwhelmed by a negative activity like you describe.