CreditStrongReviews of creditstrong.com

The worst to build credit!!!

Misleading information ..they never said they were offering a secured account. Tried to call back and get a refund. They never processed a refund …..stay away.

Isn't your services used to help users? You reported my $25 saving account to 30 days late and I lost 33 points on my credit report. Why would you report a $25 saving plan account? Doesnt make sense.

⭐ 1 STAR — PLEASE READ BEFORE SIGNING UP My experience with CreditStrong has been extremely disappointing, and I strongly recommend that anyone considering this service fully understand what they are signing up for before enrolling. I paid approximately $60 per month for a year — about $720 total. I was under the impression that I was building credit while essentially building savings that I would eventually receive back. When I decided to stop after about a year, I learned that I would receive only around $340 of the approximately $720 I had paid. That was shocking to me. What I find especially frustrating is that this is structured like a loan, with a portion of the payments going toward interest and fees, even though I never actually received loan proceeds to use like I would with a traditional loan. Had I continued for the full term, based on what was explained to me, I would have paid thousands of dollars that I would never receive back. But the worst part of my experience was what happened to my credit. At one point, I had my card locked and a $60 payment did not go through. CreditStrong reported the missed payment to the credit bureaus. So a product I signed up for specifically to HELP BUILD MY CREDIT actually ended up HURTING MY CREDIT because of a missed payment on a loan where I never received cash proceeds. Think about that. After paying hundreds of dollars to a company whose service I purchased to improve my credit, I ended up losing a significant portion of what I paid AND receiving a negative mark on my credit. I also find the overwhelmingly positive reviews difficult to reconcile with my experience. I obviously cannot speak for anyone else’s review, but I strongly encourage potential customers to look beyond the star rating and carefully read the terms, fees, interest structure, cancellation consequences, and credit-reporting policy before signing anything. If I had fully understood how much of my payments I would not get back and that a missed payment could actually damage the very credit I was paying them to help build, I NEVER would have signed up. Please do your research before using CreditStrong. I wish I had.

Glad I read the reviews first. I was about to spend my money but nevermind not worth it

This is a setup for failure this company is just a robbery with license.

The customer service is generic. Getting your money back is next to impossible. They make interest off your money the entire time and if you Fallon hard times and fall behind even a month they will report you and are completely unwilling to do a goodwill deletion. Go with a credit union.

Te roban tu dinero... Estuve pagando por casi dos años, tenía Alrededor de $620 en la cuenta y cuando la fui a cancelar porque no la necesito, se quedaron con la mitad de lo que he dado, Solo me devolvieron $320, Esto es una estafa....