Zarassa W.
Professional service
Professional service, quick response, seamless processing.
Response from Credit DirectMay 31, 2024
We are so pleased to hear this, thank you!

Credit Direct is a new kind of consumer credit provider that makes access to funds simple. Our straight forward approach to lending is designed to get you from application to funding in as soon as 48 hours. To get you the best offer available we lend directly as well as through our select partner network. Sometimes we don’t have the best offer, and we are okay with that. Our online application process takes minutes to complete and won’t hurt your credit score. Select the amount you need to borrow, submit your application, review your loan options, and sign for your loan. Our rates and terms are clearly presented so you can make the best decision for your financial situation. Plus, if you have any questions, our friendly representatives are here to help. Now that’s money made simple!
Credit Direct (creditdirect.com) has 316 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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316 approved reviews, newest moderated first
Zarassa W.
Professional service, quick response, seamless processing.
Response from Credit DirectMay 31, 2024
We are so pleased to hear this, thank you!
Kendall W.
It doesn’t matter if you have bad credit or if you get pre approval even though the site says different, you still get denied for a loan!!!
Response from Credit DirectMay 28, 2024
Hi Kendall, I understand that this outcome may not be what you were hoping for, and I'm sorry that we were not able to qualify you for a loan at this time. Our website clearly states under our FAQ section that we've successfully assisted individuals with a wide range of credit scores in obtaining personal loans. We consider various aspects of your financial profile, including your ability to repay the loan, which can enhance your chances of approval. In additional, our records show that you did not receive an offer of preapproval from us. If you have any further questions on why you did not qualify for a loan, please feel free to contact us for further assistance.
Patricia
David was awesome n helpful and was concern about helping me! Thanks again David!
Response from Credit DirectMay 10, 2024
Thank you so much for the positive feedback!
Ohk L.
He is the greatest man in the world. He has patience and he has kindness. He handles everything. With him, my experience is wonderful.
Response from Credit DirectMay 8, 2024
We love to hear this! Thank you so much!
VF
Andrew was great. He helped me get a $10,000 loan and made it easy.
Response from Credit DirectMay 7, 2024
Thank you so much!
E. R.
I checked online with Credit Direct on a Friday, and Mr. Packman called me within a couple of hours. He was very helpful and understanding. The same late afternoon, he emailed me a couple of loan options to review. I applied to the one with which I felt comfortable the same evening. I was notified on Monday morning that my application had been approved and a deposit for the loan was made Monday afternoon. The interest rate was not much higher than what I was already paying on my credit cards. I was having difficulty getting a personal loan to consolidate my credit card balances because my income to credit ratio was too low. This solution worked for me and now, I have extra income for emergencies.
Response from Credit DirectMay 7, 2024
We are so pleased to hear Ed was able to assist you! Thank you!
Cory Camacho I.
This people are scammers. They sent you a notice on the mail that you are approved for a loan when you call they tell you you were not approved and try to consolidate your debts.
Response from Credit DirectApr 29, 2024
Thank you for submitting your personal loan application. After processing your application, we regret to inform you that we are unable to qualify you for any loan offers at this time We understand that this outcome can be disappointing. Alternative offers tailored to your profile may be available, but you are not obligated to accept them. If you wish, you are welcome to apply again in the future. Depending on various qualifying factors, you may receive a different result.
Daniel J.
Process was fairly simple. Customer service was on point and followed up on progress of loan.
Response from Credit DirectApr 22, 2024
We love to hear this, thank you!