Chris
Your unique approach to the industry…
Your unique approach to the industry with regards to your credit scoring system.

At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history.As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations.Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success.Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Credit Acceptance for Dealers (creditacceptance.com) has 586 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Showing 32 reviews with 4 stars · Clear filters
Chris
Your unique approach to the industry with regards to your credit scoring system.
Brent
Your company provides the ability for us to help our credit challenged customers.
Sheryl T.
Credit Acceptance is a company that is easy to deal with. I can always talk to a real person and not a robot.
Heather T.
Motivational and positive vibes
Joel
Experience with CAPS has been great, portal is easy to use and funding is fast and super simple. They are our #1 finance lender we use to get deals done in house. Only reason for 4 stars and not 5 is fees are definitely on the higher end. Other than that its a great lender to sign up with especially if you are a small dealer.
Response from Credit Acceptance for DealersApr 4, 2025
Thank you for your kind words and for sharing your experience with us. We're thrilled to hear that you've found CAPs easy to use and our funding process quick and straightforward. Make sure to reach out to your MAM if you have any questions.
Rose C.
EASE OF NAVIGATION OF WEB SITE
Response from Credit Acceptance for DealersApr 4, 2025
We appreciate your positive feedback and are glad you found our website easy to navigate.
Kevin
Ease of use on the portal , responsive underwriting, just wish the fees were a little better
Neal
I have a deal funded van is making all of his payments on Title is in hold by DMV of Virginia. I am working every day trying to get this title from the Nissan dealership in Charlottesville. They have sent the title off to the original owner to be re-signed because they lost it and now you have canceled that deal because I could not find it soon enough for you as long as it’s titled held I am bonded to that title. I don’t feel this was done fairly and I do know your rules, but this is a situation where the title does exist and is being worked on.