Lil G.
I didn't need the app so I didn't…
I didn't need the app so I didn't really try much of it. But they did refund my money for membership but it still looks bad on my credit because it started a new month before I was able to cancel it. 😞 I thought it was too much each month for what it did. I will stick with the other options I use. Ty tho
Response from CheersMay 12, 2026
Hi Lil, thank you so much for giving Cheers a try and for sharing your feedback. We really appreciate it. We recently launched a new Starter Plan at only $7/month to make credit building more affordable. With Cheers, you can build credit and save at the same time, and you get your money back at the end minus a small interest cost. It’s cheaper than a Netflix subscription and designed to be a simple, low-cost way to keep building your credit over time. Thanks again for trying Cheers!