camp1982
Great to work with
Very fast to respond on email and were pretty quick to get the whole refi process done, but also professional in doing it.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
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Investments & Wealth · Charlotte, North Carolina
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Investments & Wealth · Raleigh, North Carolina
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Showing 462 reviews with 5 stars · Clear filters
camp1982
Very fast to respond on email and were pretty quick to get the whole refi process done, but also professional in doing it.
maria
My loan office walked me through the entire process and answered every single question I had very prompt. I had no issues and even closed a few days earlier!
Jody A.
EVERYTHING WAS FANTASTIC! EVERYONE WAS SO GREAT! I HAVE BEEN RECCOMENDING TO EVERYONE I MEET!
Chris G.
Our originator Shaun was outstanding! Inwas initially concerned with working with an online lender and expressed my concerns. Shaun let me know he would be responsive and there to help us every step of the way. He was true to his word and always stayed in contact throughout the process. Shaun was knowledgeable, professional, friendly and even matched a competitive rate. I am beyond pleased with my experience. The online process was very easy to complete. Our processor Dawn was equally outstanding. She answered many questions along the way and made sure we stayed on track for a successful closing. I am grateful for working with the great team at Sebonic/Cardinal Financial and will be reccomending them to family and friends.
Greg H.
Working with Cardinal Financial has been a great experience. From start to finish (about the span of a month) I was able to get pre-approval, approval and perform closing. I found Cardinal on BankRate.com which showed Cardinal as having the lowest interest rate of any of the other lenders. I bit and I'm glad I did because I walked away with an amazing interest rate and a no hassle experience.
Richard C.
As soon as I hit the send button I had a representative from Cardinal calling to discuss my mortgage needs with me. She was friendly, upbeat and full of energy. Katelyn helped us move through the process quickly and efficiently. Everyone knows how getting a mortgage can be a mental rollercoaster. She made it seem like a snap. Then Allison came in and helped us get through qualifying and the appraisal. I am very happy with our experience.
Kristina G.
I found Cardinal Financial through an online website, I was a little unsure at first, but the moment I spoke with Jason a financial advisor I knew I made the right decision to do our refinance with Cardinal Financial Company. Every document was through a private online website, so easy I couldn't believe it. Every email I sent, I received a response in a very timely manner! I felt like an VIP doing business with Cardinal Financial. Every staff member I spoke with was compassionate and very informative on the process. I cant stress the ease of our transaction, I'm so very happy we did our refinance with Cardinal Financial Company !!!!!
Lincoln G.
Cardinal was the second to respond and were quick to point out how much better their reviews were compared to Quicken. When doing an Internet search they indeed ranked number 1. The process was not quite as fast as they said it would be but there were responsive. We have been notified that the loan has been funded and in just under a week it was distributed. Very pleasant to work with and thorough in their follow up.