Cardinal Financial CompanyReviews of cardinalfinancial.com

Sean Beaudry was amazing! He answered all of my questions and walked me through the document transfer system. Very user friendly and easy to use. Great experience overall!

I had an interesting work history issue and Cardinal Financial was one of the only companies willing to work with me. The were very professional and supportive throughout the whole process.

The overall experience was simply great. Everyone we dealt with was courteous and professional and always responded in a timely manner to questions. Most of all, there rates were competitive and the fees were low. We would highly recommend doing business with them. Thanks to the entire team that assisted us.

I highly recommend Cardinal Financial Co. They completed my refinance so quickly with the help of Alan Acker. He was there throughout the process and held my hand the entire way. I have encountered some problems with the processing department, but when Alan and I discussed it he contacted the management resolving it that day. Alan returns calls immediately if you have issues. My refi was quick and painless. I, thank Mr. Acker for doing such a wonderful job because I know it was not easy.

My wife and I have closed this past week. I had shopped around for a couple of months and shorted listed 5 lenders. Sebonic was by far the cheapest/most competitive on the market (no lenders fee, and the lowest rate by far 3.125% at that time compared to 3.625% for the second cheapest). Being first time home buyers it was a bit scaring to jump in. Following the good reviews about Sebonic, we have decided to go for it. Nathan our loan originator has been fantastic from start to finish. Sebonic has honor all the conditions (low rate, no lender fees). The communication has been very good all along the process. Nathan and later Breena (loan processor) have provided very clear explanation and detailed answers to my questions. The process went very smoothly. A few weeks before closing, I received an email from Breena, congratulating us and telling me we were clear to close. Few days before closing tour closer from Sebonic sent us all the closing documents (124 pages) for information and review. Have time to read carefully through everything before closing is a good thing, and from what I heard it's not common. Finally, the day before closing I got a call from the Sebonic closer, asking me if I had any question left or need explanation on the closing documents. If Sebonic remains that competitive in terms of rate, we'll definitive use them again in the future (if buying another house). We definitively recommend them. Great rates, Very professional, and very effective.

I had a great experience working with Cardinal Financial. My loan processor was extremely knowledgeable and helpful answering all of our first-time home buyer questions. I had all of my paperwork ready ahead of time, so the process was smooth and fast. Cardinal let me know the last few documents I needed in an extremely timely manner. We were able to close 2 days earlier than planned! The most important part to me was I did not feel pressured at all during the process. Everyone was extremely helpful and friendly.

Mark McKarihan and the rest of the team did a phenomenal job assuring that my refinance process was seamless and closed within 30 days. I would definitely recommend this company to others!

We decided to go with sebonic because we got the best interest rate out of the many loans we looked at, however we were a little worried about using an online lender. We were also worried since there were some negative reviews we found on other sites about sebonic and not being able to close on time. There were some mistakes made to the loan disclosures, but sebonic/cardinal were quick to fix them. We are in Maryland and we pay our taxes yearly, not bi-yearly like many other places, so when the disclosures came back us, they were showing the taxes as being doubled. This caused us panic because it made our monthly go up an extra$400 a month. We called and spoke to the loan processor and she realized what had been done right away and apologized and sent us an updated disclosure with the correct taxes. However, after the loan was sent to closing and the closing officer sent us the "final disclosure", the taxes were still incorrect and there was an old typo that the original loan officer had fixed earlier in the month. It was as if the closer didn't get any of the updated information that we had been working on with the original loan officer and processor. They fixed the problem quickly and in the end we closed on time and got a great rate. If you go with this company or any online company, I would suggest that you submit your paper work as fast as possible and double check each loan disclosure for accuracy. Our loan processor Dawn Gillespie was easy to get up with and quick to resolve our issues.