Brent P.
Did a refinance with Cardinal …
Did a refinance with Cardinal Financial. Good communication. Clearly and promptly answered any questions I had. I would recommend to others.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
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Showing 462 reviews with 5 stars · Clear filters
Brent P.
Did a refinance with Cardinal Financial. Good communication. Clearly and promptly answered any questions I had. I would recommend to others.
Dave B.
Cardinal Financial was AMAZING. I cannot say enough how great they were to work with. Lacey Rhodes was great, she handled everything and made the process so smooth. She was communicated every step of the way. If you are considering a refinance or home purchase, Cardinal Financial and Lacey Rhodes will help you and make the transition painless. Amazing.
gina M.
This was such a fantastic experience. My family and I were able to close 2 weeks early and it was the smoothest mortgage/closing process I have ever experienced. Thank you Cardinal Financial for getting me into my home!!
Brittany M.
I loved working with Cardinal Financial for my home mortgage. My loan officer and processor were extremely knowledgeable and walked me through each step of the process. I would definitely refer people to Cardinal in the future.
Bethany
Our closing process was extremely smooth! Such a chaotic time I was happy to have a relax and care free process. The processors and loan officer were very responsive throughout the loan process.
James C.
Great experience!! Saved me tons of money!!
Glenn A.
Alan Acker is top notch! I can't say enough how appreciative I am of the personal touch Alan gives to his customers. Refinancing isn't always the most straight-forward of processes, and Alan communicated and updated me every step of the way. This meant a great deal to me. He was always available to answer questions, update status, etc. I had many different options to choose from when refinancing, and I'm so glad I went with Alan and Cardinal Financial. Thanks Alan!
Mike W.
The service that we received from Rachael Swick went above and beyond anything we have ever experienced. I would HIGHLY recommend her to anyone looking for a mortgage. 5 stars are not enough!!!