Carol L.
it was great having so much support…
it was great having so much support with our application.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
Is this your business?
Correct your details and reply to customers in public. Both are free.
Claim this listing
Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
Showing 462 reviews with 5 stars · Clear filters
Carol L.
it was great having so much support with our application.
Elizabeth H.
Great service and fast. Everyone treated us well.
Chris
We recently refinanced our home. From the first call, to the closing, Andrew Whitman at Cardinal Financial was great to deal with. He explained everything and walked us through the whole process by answering all of our questions promptly and in detail. If we have any mortgage needs in the future, I’ll definitely be reaching out to him and Cardinal Financial.
Carlos Doria J.
Sarah, is and will be my trusted lender. Whoever she works for or with, I am her customer. I wish she was licensed everywhere so I could do business with her! Sarah IS the best!!!
Brian B.
Good communication through the process.
Trebba P.
Kevin O’Leary assisted us with our refinance and financing the purchase of our new home. We found ourselves in a trying financial time when I had to retire 2 years early. Kevin educated us on every step. We are now living the retired life with financial peace. Kevin is knowledgeable, courteous, caring, professional and his ability to communicate promptly made the process much less stressful. We found all of the Cardinal representatives met the same standard.
Efren D.
Just closed today on our refi and we had an amazing experience. Andrew Parrish was my loan officer and he is excellent. Explained everything and was always easily accessible by phone anytime we had questions. Start to finish it was a little less than 2 months. We did a 15 year fixed rate refi and locked in a very good rate. I wouldn't hesitate to recommend Cardinal Financial to friends and family! I would just be sure to have them deal with Andrew, its very important to deal with a good and efficient loan officer. Thanks again for all your help Andrew!
Callie
The staff at Cardinal Financial were always available to answer questions and offer excellent advice. Staff were very personable and easy to talk to and conveyed the importance of addressing clients concerns. Will definitely recommend their services.