Mohan
Great service
Great service! Very reliable and awesome rep!

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
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Investments & Wealth · Madrid, North Carolina
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Investments & Wealth · Charlotte, North Carolina
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Investments & Wealth · Raleigh, North Carolina
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Showing 462 reviews with 5 stars · Clear filters
Mohan
Great service! Very reliable and awesome rep!
Joseph
My GREAT experience revolves around Cardinal Financial and our Loan officer, Gabby Costanza. When I first contacted her in early 2020, we were unable to proceed with the refi, but due to Gabby's communication, answering my many questions, and overall friendliness and patience, she was the first and only loan officer I reached out to in November when we were finally in a position to get started. She was very responsive and helped us in every way throughout the entire loan process. She worked relentlessly to get the loan closed (not too easy since I'm self-employed) and not only made the stressful process of a refi bearable but also enjoyable. The remainder of Cardinal's team was also very attentive and communication was spot on. I would recommend Cardinal and Gabby to anyone looking for a refi.
Sean K.
I knew Todd Kanus and Cardinal Financial would not fail me. After my first buyback of my home from a lengthy and unpleasant divorce, I went back to Todd to take advantage of newly lowered rates due to the Coronavirus Pandemic. Although Todd was inundated with people attempting to do the exact same thing, he stuck it out, dotting every i and crossing every t until things were just right. In the end I got a fantastic new rate, paid no closing costs, and put the savings right into the bank. WOOT!
Debbie M.
I was looking to refi for very specific reasons. Adam was conscientious in finding a loan that met my needs. Whole process was 0 stress and went great. I felt there was great communication, everything proceeded quickly and everything happened just as I had been told it would. There were no unforseen surprises.
JULIANA
Great and wonderful, thank you
Kim
I was in the midst of refinancing with our previous mortgage lender when I had some concerns and contacted Tyler Shaffer at Cardinal Financial. Tyler's knowledge of various mortgage types was evident from our first conversation, as was his interest in helping my husband and me make the decision that best served our situation. Throughout the entire process, I had total confidence that our interests were being served.
Jim B.
Fast friendly and professional service was provided every step of the refi process. Best refi process I have been involved with and I have been through many.
Pat B.
Cardinal Financial refinance experience was best refinance experience I’ve encountered over the years. I’m retired, and have refinanced many times, this was very good experience.