J H.
Wonderful experience
What a great experience! Adam was terrific to work with so responsive and friendly. The process was easy and well explained.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Showing 462 reviews with 5 stars · Clear filters
J H.
What a great experience! Adam was terrific to work with so responsive and friendly. The process was easy and well explained.
May W.
Helped me finance my car and they were very helpful
DrewP
Just received my closing date on the refi. Vic and Cardinal Financial were professional, competent, and kind. Great communication, easy to access dashboard, and timely and appropriate support and encouragement. If you are looking for a partner to assist you through the refi process, trust Vic and Cardinal to do an outstanding job! 10/10
Tony B.
I am grateful for her reaching out to me and providing me a way too good to be true deal. Thank you Jennifer!!! This is my third refi and i never had a hitch, as long as you are on top of your paperwork and proactive, its an easy deal. Sure some things may change during the process but the faster you get it done, the faster you start saving. Happy customer says Thank you.
Harold M.
Josh Bingenheimer and his team did an outstanding job taking us from the beginning to conclusion of our home refinance. It was a painless and productive experience.
Joseph S.
Not knowing Cardinal Financial, I was skeptical. Nick Bowles alleviated that within the first week with his patient responses to inquiries ethat continued throughout the loan process. His knowledge of mortgage lending is excellent. It's because of Nick's caring about his clients that I have already sang he praises of Nick and Cardinal Financial.
Joy
I had a great experience using them. I was kept up to date in the process from start to finish. I am happy to refer my friends to them for their loan needs.
mary anne B.
It was an amazing experience!!!