Jamison C.
Great Service
Cayla Smith and Kelly Timm were amazing. Incredible customer service with quick responses and genuine concern. The Octane system is also very easy to use and makes the entire process simple for uploading documents.

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Showing 462 reviews with 5 stars · Clear filters
Jamison C.
Cayla Smith and Kelly Timm were amazing. Incredible customer service with quick responses and genuine concern. The Octane system is also very easy to use and makes the entire process simple for uploading documents.
Wendell
I received exceptional service that made me feel like my needs mattered. My questions were answered in a timely manner and clarified so that I felt comfortable with the paperwork I was signing.
C J.
It was a pleasure working with Mr Domingo and team. Thank you guys for everything!
Mark M.
This team was very professional and delivered us to close on time with accurate, punctual and complete information. The interface both online and in person was absolutely the best. It was a positive experience in an otherwise hectic housing market.
Claude M.
Excellent service
Chidi U.
In the midst of the current pandemic, I wish to take a moment to express my immense gratitude to Peter and his great finance team for making this process so smooth and without additional worries or anxiety. Peter was very nice, patient, down to earth and very receptive to my questions. Great listening ears. He made it appear as though I was his only client by paying attention to my concerns and definitely threw my anxiety out the window. He told me he could help me reduce my interest rate; which he did, and even gave me extra working cash to pay off my credit card bills. Cardinal works with a great appraisal company who called me in advance and arrived on time for the appointment. To my surprise they knew Peter and spoke very highly of him and his company. The appointment went well and free of any hassles unlike the ones I had in the past. The notary agent for the closing was extremely nice as well. Prior to our meeting, someone from Cardinal called to inform me about the closing and called back afterwards to follow-up on the meeting. He was actually ready to answer any questions and asked me to call him back if I had any issues. The notary agent was gracious enough to explain and bring further clarity to my questions before I signed. To my surprise, she dropped off copies of all the signed documents; giving me plenty of time to review and ask questions if I had any. UPS was great and promptly delivered the closing package with a nice check, which made me very happy. The thought of paying off my credit cards and finally becoming debt free is simply amazing. In fact, out of all the mortgage companies I have worked with, Peter and his entire team are the best I have transacted with so far, and I look forward to working with Cardinal again in the future. Thank you so much for the relief, and have a great summer.
Jungelman
The whole process was flawless..... Lisa Drake was my contact and she is MARVELOUS ...... I had many other companies wanting my business, but she stood above all the others in warmth, knowledge and empathy during the rough road of paper work. I would highly recommend this company AND, Lisa in particular for any loans you need....
Amanda
Mike at Cardinal Financial was friendly, helpful, and great to work with! We weren't the best with providing documents in a timely manner, and Mike was very good at kindly poking us to get things in. He was also always available to answer our questions.